557 Winter Bluff Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 557 Winter Bluff Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,274 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2021)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1.0-02.0-2-001-001.79`

Property Details

APN / Parcel Number

Primary APN	`02-1.0-02.0-2-001-001.79`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,274 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	630 sqft
Basement Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	176 sqft
Porch	Open Frame Porch
Porch Area	286 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	557 WINTER BLUFF DR
City	FENTON
State	MO
Zip	63026-6574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	WINTER BLUFF ESTS 1 LOT 7
Legal Range	5E
Legal Township	43N
Legal Section	02
Legal Subdivision	WINTER BLUFF ESTS 1
Legal Block	1
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1009
Census Tract	700212

Owner

557 Winter Bluff Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	557 WINTER BLUFF DR, FENTON, MO 63026-6574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jan 30, 2018	Warranty Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Jan 30, 2018 · Amount on File
Deed Document Number	202133871
Transfer Doc	0000033870
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 4, 2021
Property Address	557 WINTER BLUFF DR, FENTON, MO 63026-6574
Document Number	2021R033871
Map Reference	MB 173 PG 11&12
Instrument Date	Jul 26, 2021
Instrument	2021R-033871
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 WINTER BLUFF DR, 557, FENTON, MO 63026-6574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	557 WINTER BLUFF DR, FENTON, MO 63026-6574

Mortgage

Document Number	2021R033872
Date	Aug 4, 2021
Instrument	2021R-033872

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 30, 2018
Property Address	557 WINTER BLUFF DR, FENTON, MO 63026-6574
Document Number	0000003057
Instrument Date	Jan 18, 2018
Instrument	3057
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	557 WINTER BLUFF DR FENTON MO 630266574, FENTON, MO 63026-6574

Mortgage

Document Number	3058
Date	Jan 30, 2018
Instrument	3058

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 557 Winter Bluff Dr was $3,668, up 8.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,800 (-) Land $11,700 Building $40,100	$272,600 (-) Land $61,600 Building $211,000
2025	$3,668.00 (+8.14%)	$51,800 Land $11,700 Building $40,100	$272,600 (-) Land $61,600 Building $211,000
2024	$3,392.00 (-0.18%)		$272,600 (+11.95%) Land $61,600 Building $211,000
2023	$3,398.00	$46,300 Land $9,600 Building $36,700	$243,500 Land $50,600 Building $192,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 557 Winter Bluff Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2000–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 557 Winter Bluff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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