Monmouth County and Spring Lake Heights Borough property record for 557 Wall Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,364 sqft · built 1917 |
| Lot Size | 0.32 acres (13,948 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $487,500 (Jun 2008) |
| Tax Bill | $11,042 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00060-0000-00003 |
| Primary APN | 48-00060-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Upper Floors Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Basement Area | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,948 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 93 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 39 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 15420 |
|---|---|
| Street Address | 557 WALL RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-1 |
| Legal Subdivision | BOROUGH/SPGS LAKE HEIGHTS |
| Legal Block | 60 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 808902 |
Source: Monmouth County and Spring Lake Heights Borough records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MNET MORTGAGE CORP |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MNET MORTGAGE CORP |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MNET MORTGAGE CORP |
| Nov 23, 2018 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BK |
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MNET MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2008 · Amount on Record |
| Deed Sale | Jun 24, 2008 · Amount on Record |
| Deed Document Number | 200871526 |
| Deed Book / Page | 8728 / 6543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 9, 2026 |
| Property Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Document Number | 0000055641 |
| Book / Page | 9801 / 7195 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202655641 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Document Number | 0000055641, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 9801/7195 |
| Instrument | 202655641 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 24, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095325269 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 9532/5269 |
| Instrument | 2021117931 |
| Name | MNET MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0094848675 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 9484/8675 |
| Instrument | 2021029262 |
| Name | MNET MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095405587 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 9540/5587 |
| Instrument | 2021133039 |
| Name | MNET MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Document Number | 0000115414 |
| Instrument Date | Nov 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 557 WALL RD SPRING LAKE NJ 077622235, SPRING LAKE, NJ 07762-2235 |
| Document Number | 0000115414 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 009323/000650 |
| Instrument | 115414 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 2, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 557 WALL RD, SPRING LAKE, NJ 07762-2235 |
| Document Number | 0000020311 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 557 WALL RD SPRING LAKE NJ 077622235, SPRING LAKE, NJ 07762-2235 |
| Document Number | 0000020311 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 009275/003124 |
| Instrument | 20311 |
| Name | MNET MTG |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,212,100 (+12.41%) Land $825,100 Building $387,000 | $1,212,100 (+12.41%) Land $825,100 Building $387,000 | |
| 2025 | $11,042.00 (+2.97%) | $1,078,300 (+20.48%) Land $694,800 Building $383,500 | $1,078,300 (+20.48%) Land $694,800 Building $383,500 |
| 2024 | $10,724.00 (+13.48%) | ||
| 2023 | $895,000 Land $527,400 Building $367,600 | $895,000 Land $527,400 Building $367,600 | |
| 2022 | $9,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 individual policies |
| Nearby Flood Policies | 34 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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