557 W Main St, Laurens, SC 29360 Property Records

Laurens County property record for 557 W Main St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.427 acres (18,628 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906-13-17-045`

Property Details

APN / Parcel Number

Primary APN	`906-13-17-045`
Alternative APNs	`9061317045 97549989` `97549989`

Exterior

Lot Area	18,628 sqft (0.427 acres)

Location & Zoning

Street Address	557 W MAIN ST
City	LAURENS
State	SC
Zip	29360-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	557 WEST MAIN STREET
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3003
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurens Historic District listed 1980 · 78 contributing resources · NRIS 80003675

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

557 W Main St is owned and occupied by two individuals who acquired it in November 2020.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	557 W MAIN ST, LAURENS, SC 29360-2719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARTHUR STATE BANK
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ARTHUR STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2020
Transfer Doc	0015410030
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	557 W MAIN ST, LAURENS, SC 29360-2719
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M28000178
Date	Feb 24, 2022
Book Page	M2800/178
Instrument	2022001825

Lender

Name	ARTHUR STATE BANK
Type	Bank
Address	UNION, SC 29379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Nov 23, 2020
Property Address	557 W MAIN ST, LAURENS, SC 29360-2719
Document Number	0D15410030
Book / Page	D1541 / 30
Instrument Date	Nov 18, 2020
Instrument	2020009343
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	557 W MAIN ST, LAURENS, SC 29360-2719

Mortgage

Document Number	2020009344
Date	Nov 23, 2020
Instrument	2020009344

Lender

Name	ARTHUR STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 557 W Main St was $2,471 with a homeowner's exemption, up 3.9% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00 (+3.87%) Homeowner's exemption	$9,980 (-) Land $1,300 Building $8,680
2024	$2,379.00 (+26.41%) Homeowner's exemption	$9,980 (-) Land $1,300 Building $8,680
2023	$1,882.00 (-3.73%)	$9,980 (-) Land $1,302 Building $8,678	$249,500 (-5.51%) Land $32,550 Building $216,950
2022	$1,955.00	$9,980 Land $1,300 Building $8,680	$264,050 (-) Land $32,550 Building $231,500
2021			$264,050 Land $32,550 Building $231,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures