557 Stafford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 557 Stafford Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,305 sqft · built 1962
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2022)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-030-104-021`

Property Details

APN / Parcel Number

Primary APN	`06-25-030-104-021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,305 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1966
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	147 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	338 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	557 STAFFORD DR
City	ELYRIA
State	OH
Zip	44035-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB EST 2 80 X 148
Legal Subdivision	COUNTRY CLUB EST 2 FRNT
Legal Tract	25
Legal Block	104
Legal Lot Number	150
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1007
Census Tract	70101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	557 STAFFORD DR, ELYRIA, OH 44035-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 25, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	2022006636
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 14, 2022
Property Address	557 STAFFORD DR, ELYRIA, OH 44035-2955
Document Number	0000895226
Map Reference	VOL 22 PG 35
Instrument Date	Oct 6, 2022
Instrument	2022-0895226
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1427 ENERGY PARK DR, SAINT PAUL, MN 55108-5204

Mortgage

Document Number	0000895227
Date	Oct 14, 2022
Instrument	2022-0895227

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	557 STAFFORD DR, ELYRIA, OH 44035-2955
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 STAFFORD DR, ELYRIA, OH 44035-2955

Mortgage

Document Number	0000876784
Date	May 25, 2022
Instrument	2022-0876784

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	557 STAFFORD DR, ELYRIA, OH 44035-2955
Document Number	0000745944
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 STAFFORD DR ELYRIA OH 440352955, ELYRIA, OH 44035-2955

Mortgage

Document Number	0000745944
Date	Jan 17, 2020
Instrument	745944

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00	$76,780 (+0.01%) Land $14,960 Building $61,820	$219,360 (-) Land $42,740 Building $176,620
2024	$3,616.00 (+12.86%)	$76,776 (+30.55%) Land $14,959 Building $61,817	$219,360 (+30.55%) Land $42,740 Building $176,620
2023	$3,204.00 (+0.34%)	$58,811 (+%) Land $16,457 Building $42,354	$168,030 (-) Land $47,020 Building $121,010
2022	$3,193.00	$58,810 Land $16,460 Building $42,350
2021			$168,030 Land $47,020 Building $121,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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