Madison County property record for 557 Spring Hill Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,802 sqft · built 1995 |
| Lot Size | 0.279 acres (12,169 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,680 (Jul 2026) |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-04D-011 |
| Primary APN | 072B-04D-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Adjusted Area |
| Gross Area | 1,478 sqft |
| 1st Floor Area | 1,478 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,169 sqft (0.279 acres) |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|
| Account Number | 7806 |
|---|---|
| Street Address | 557 SPRING HILL DR |
| City | MADISON |
| State | MS |
| Zip | 39110-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 130 HIGHLAND RIDGE PART III |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 04 |
| Legal Subdivision | HIGHLAND RIDGE 3 |
| Legal Lot Number | 130 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30207 |
Source: Madison County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Dec 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Mar 13, 2019 | Quit Claim Deed, Mortgage · Line of Credit BANCORPSOUTH |
| Jun 13, 2017 | Warranty Deed, Transfer BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | Dec 30, 2022 · Amount on Record |
| Deed Document Number | 20261055497 |
| Deed Book / Page | 4706 / 21 |
| Prior Transfer Date | Feb 27, 2019 |
| Prior Transfer Doc | 003699/474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 14, 2026 |
| Property Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Document Number | 0001055497 |
| Book / Page | 4706 / 21 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20261055497 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Document Number | 0001055497, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 4706/23 |
| Instrument | 20261055497 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 30, 2022 |
| Property Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Document Number | 004291/546 |
| Book / Page | 4291 / 546 |
| Map Reference | CAB C SL 141 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 974553 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 517 LAKE HOLW, MADISON, MS 39110-8561 |
| Name | Verified Name |
|---|---|
| Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Document Number | 0000974554 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 974554 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 13, 2019 |
| Property Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Document Number | 0000860144 |
| Book / Page | 003699 / 000474 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 860144 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 SPRING HILL DR MADISON MS 391108660, MADISON, MS 39110-8660 |
| Document Number | 860146 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 003699/000480 |
| Instrument | 860146 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 13, 2017 |
| Property Address | 557 SPRING HILL DR, MADISON, MS 39110-8660 |
| Document Number | 0000814287 |
| Book / Page | 003488 / 000551 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 814287 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 SPRING HILL DR MADISON MS 391108660, MADISON, MS 39110-8660 |
| Document Number | 814288 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 003488/000554 |
| Instrument | 814288 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,142.00 Homeowner's exemption | $12,379 (-) | $123,790 (-) Land $35,000 Building $88,790 |
| 2024 | $1,142.00 | ||
| 2023 | $1,142.00 Homeowner's exemption | $12,379 | $123,790 Land $35,000 Building $88,790 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 2 (2005–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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