557 Spindlewood Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 557 Spindlewood Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,788 sqft · built 1999
Lot Size	0.272 acres (11,845 sqft)
Owner	2 Company Names on Record
Last Sale	$549,500 (Jul 2015)
Tax Bill	$7,243 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-330-02-00`

Property Details

APN / Parcel Number

Primary APN	`146-330-02-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,788 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,845 sqft (0.272 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	557 SPINDLEWOOD CT
City	OCEANSIDE
State	CA
Zip	92058-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 173 TR 013093
Legal Subdivision	CALIFORNIA BRISAS
Legal Tract	013093
Legal Block	2
Legal Lot Number	173
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	557 SPINDLEWOOD CT, OCEANSIDE, CA 92058-7470
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Prior Sale	Sep 5, 2000 · Amount on Record
Deed Document Number	2015375962
Last Transfer Date	Dec 20, 2023
Transfer Doc	0000349784
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2023
Property Address	557 SPINDLEWOOD CT, OCEANSIDE, CA 92058-7470
Document Number	0000349784
Map Reference	MAP 13093
Instrument Date	Dec 20, 2023
Instrument	2023-0349784
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	557 SPINDLEWOOD CT, OCEANSIDE, CA 92058-7470

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	557 SPINDLEWOOD CT, OCEANSIDE, CA 92058-7470
Document Number	0000666050
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	557 SPINDLEWOOD CT OCEANSIDE CA 920587470, OCEANSIDE, CA 92058-7470

Mortgage

Document Number	0000666050
Date	Oct 28, 2020
Instrument	666050

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,500 (+2%) Land $350,166 Building $313,334
2025	$7,243.00 (+5.23%) Homeowner's exemption	$650,491 (+4.04%) Land $343,300 Building $307,191
2023	$6,883.00 (+1.55%) Homeowner's exemption	$625,233 Land $329,970 Building $295,263
2022	$6,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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