557 Silverbell Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 557 Silverbell Trl, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.08 acres (3,484 sqft)
Owner	Company Name on File
Last Sale	$398,025 (Jun 2026)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
APN	`22-25-31-3682-0001-2250`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-3682-0001-2250`
Alternative APN	`253122368200012250`

Exterior

Lot Area	3,484 sqft (0.08 acres)

Location & Zoning

Street Address	557 SILVERBELL TRL
City	SAINT CLOUD
State	FL
Zip	34771-7357
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CROSSINGS PH 2 PB 36 PGS 95-109 LOT 225
Legal Subdivision	CROSSINGS PHASE 2
Legal Lot Number	225
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 22-25-31-3682-0001-2250

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	557 SILVERBELL TRL, SAINT CLOUD, FL 34771-7357
Owner Type	Company
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Deed Document Number	202682385
Deed Book / Page	6992 / 1179
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2026
Property Address	557 SILVERBELL TRL, SAINT CLOUD, FL 34771-7357
Document Number	0000082385
Book / Page	6992 / 1179
Instrument Date	Jun 20, 2026
Instrument	202682385
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$281,404.18
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 SILVERBELL TRL, SAINT CLOUD, FL 34771-7357

Mortgage

Document Number	0000082386,
Date	Jun 23, 2026
Book Page	6992/1184
Instrument	202682386

Lender

Name	VANDERBILT MORTGAGE AND FINANCE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00	$11,200 Land $11,200	$11,200 Land $11,200

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · Last verified October 2026

Flood

Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.