Sumter County property record for 557 Sierra St, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,919 sqft · built 1978 |
| Lot Size | 0.51 acres (22,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,500 (Aug 2021) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-10-01-003 |
| Primary APN | 206-10-01-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,919 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 1,919 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,211 sqft (0.51 acres) |
| Lot Dimensions | 243 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Utility Building | 111 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28958 |
|---|---|
| Street Address | 557 SIERRA ST |
| City | SUMTER |
| State | SC |
| Zip | 29154-5345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 127 PB90-922 0.67 PB87-1113 PB96-1438 |
| Legal Subdivision | VILLAGE SEC 05 |
| Legal Lot Number | 127 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1703 |
Source: Sumter County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Aug 10, 2021 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 23, 2020 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Jul 22, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 1, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2020 · Amount on Record |
| Deed Book / Page | 1289 / 3577 |
| Prior Transfer Date | Jan 21, 2020 |
| Prior Transfer Doc | 0012643583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012593094 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 1259/3094 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 10, 2021 |
| Property Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Document Number | 0012893577 |
| Book / Page | 1289 / 3577 |
| Map Reference | MB PB96 PG 1438 |
| Instrument Date | Aug 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.65 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Document Number | 0012893581 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 1289/3581 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 29, 2020 |
| Property Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Document Number | 0012643583 |
| Book / Page | 001264 / 003583 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 SIERRA ST SUMTER SC 291545345, SUMTER, SC 29154-5345 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 23, 2020 |
| Property Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Document Number | 0012642276 |
| Book / Page | 001264 / 002276 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 SIERRA ST SUMTER SC 291545345, SUMTER, SC 29154-5345 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 22, 2019 |
| Property Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Document Number | 0012574511 |
| Book / Page | 001257 / 004511 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2138 GIN BRANCH RD SUMTER SC 291547203, SUMTER, SC 29154-7203 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 1, 2019 |
| Property Address | 557 SIERRA ST, SUMTER, SC 29154-5345 |
| Document Number | 0012530667 |
| Book / Page | 001253 / 000667 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.47 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 557 SIERRA ST SUMTER SC 291545345, SUMTER, SC 29154-5345 |
| Investor | Possibly a Property Investor |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 (+1.06%) | $7,190 (-) Land $840 Building $6,350 | $179,637 (-) Land $21,000 Building $158,637 |
| 2023 | $1,229.00 (+0.57%) | $7,190 (-) Land $840 Building $6,350 | $179,637 (-) Land $21,000 Building $158,637 |
| 2022 | $1,222.00 | $7,190 Land $840 Building $6,350 | $179,637 Land $21,000 Building $158,637 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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