557 Riverside Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 557 Riverside Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1956
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Dec 2008)
Tax Bill	$10,867 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`56-00009-0000-00005-04`

Property Details

APN / Parcel Number

Primary APN	`56-00009-0000-00005-04`
Alternative APNs	`56000090000000050004` `5600009000000005D`

Interior

Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	5600009000000005D
Street Address	557 RIVERSIDE AVE
City	RUTHERFORD
State	NJ
Zip	07070-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X140
Legal Subdivision	NEW JERSEY ST HWY DEPT GEN
Legal Block	9
Legal Lot Number	5.04
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2012
Census Tract	51200

Owner

557 Riverside Ave is owned and occupied by two individuals who bought it in December 2008.

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 10, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 24, 2018	Deed of Trust, Mortgage · FHA Mortgage ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2008 · Amount on File
Deed Sale	Dec 2, 2008 · Amount on File
Prior Sale	Jul 27, 2006 · Amount on File
Deed Document Number	200810372901
Deed Book / Page	9646 / 308
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648

Mortgage

Document Number	0051610344
Date	Jan 18, 2024
Book Page	5161/344
Instrument	2024003493

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Apr 1, 2048

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648

Mortgage

Document Number	0050551670
Date	Aug 10, 2023
Book Page	5055/1670
Instrument	2023052105

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Apr 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648

Mortgage

Document Number	0045360047
Date	Jan 13, 2022
Book Page	4536/47
Instrument	2022006009

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Apr 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	557 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2648
Document Number	0029010436
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	PREMIUM TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	557 RIVERSIDE AVE RUTHERFORD NJ 070702648, RUTHERFORD, NJ 07070-2648

Mortgage

Document Number	0029010436
Date	Apr 6, 2018
Book Page	002901/000436

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92128

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 557 Riverside Ave was $10,867, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,600 (-) Land $252,000 Building $87,600	$339,600 (-) Land $252,000 Building $87,600
2025	$10,867.00 (+2.54%)	$339,600 Land $252,000 Building $87,600	$339,600 Land $252,000 Building $87,600
2024	$10,598.00
2023		$339,600 Land $252,000 Building $87,600	$339,600 Land $252,000 Building $87,600
2022	$10,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 Riverside Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	65 units insured incl. 32 condo units
Nearby Flood Claims	181 (1984–2021)
Claims Outside the SFHA	35 of 181
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 39 claims Hurricane Irene, Aug 2011 · 42 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 557 Riverside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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