557 River Ave, South Bend, IN 46601 Property Records

St. Joseph County property record for 557 River Ave, South Bend, IN 46601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,912 sqft · built 1916
Lot Size	0.085 acres (3,705 sqft)
Owner	Individual Name on Record
Tax Bill	$1,696 (2024)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-405-027.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-405-027.000-026`
Alternative APN	`01830391534`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Basement Area	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,705 sqft (0.085 acres)
Lot Dimensions	95 ft deep x 39 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01830391534
Street Address	557 RIVER AVE
City	SOUTH BEND
State	IN
Zip	46601-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2'SELY SIDE LOT 50 & TRI PC NE COR LOT 48 & LOT 49 EX TRI PC SW COR EDGEWATER PLACE ADD
Legal Subdivision	EDGEWATER PLACE ADD
Legal Lot Number	50,48
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2047
Census Tract	1700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edgewater Place Historic District listed 2026 · 129 contributing resources · NRIS 100012559
Listed Area	Within Northside Boulevard Riverwall listed 2006 · 1 contributing resources · NRIS 06000877

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	557 RIVER AVE, SOUTH BEND, IN 46601-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2006
Deed Sale	May 19, 2006
Deed Document Number	0000620983
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	557 RIVER AVE, SOUTH BEND, IN 46601-3235
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001719355
Date	Jul 24, 2017
Instrument	1719355

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,000 (+48.04%) Land $2,600 Building $201,400	$204,000 (+48.04%) Land $2,600 Building $201,400
2024	$1,696.00 (+4.24%)
2023	$1,627.00 (+1.69%)	$137,800 (-16.99%) Land $2,600 Building $135,200	$137,800 (-16.99%) Land $2,600 Building $135,200
2022	$1,600.00 Homeowner's exemption	$166,000 Land $3,100 Building $162,900	$166,000 Land $3,100 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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