557 Pratt Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 557 Pratt Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,720 sqft · built 2004
Lot Size	1.68 acres (73,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$817,283 (Aug 2024)
Tax Bill	$9,735 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R228017`

Property Details

APN / Parcel Number

Primary APN	`R228017`
Alternative APNs	`00834700000100111` `228017`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,720 sqft Living Area
Gross Area	6,229 sqft
1st Floor Area	2,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,442 sqft
Garage Type	Attached
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	634 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	557 PRATT RD
City	RED OAK
State	TX
Zip	75154-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SNODGRASS ADDN 1.686 AC
Legal Subdivision	SNODGRASS ADDN
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 PRATT RD, RED OAK, TX 75154-5227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	202425132
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000027397
Record Updated	Sep 20, 2026

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 16, 2019
Property Address	557 PRATT RD, RED OAK, TX 75154-5227
Document Number	0000027397
Instrument Date	Aug 26, 2019
Instrument	27397
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	557 PRATT RD RED OAK TX 751545227, RED OAK, TX 75154-5227

Mortgage

Document Number	27398
Date	Sep 16, 2019
Instrument	27398

Lender

Name	CHRISTENSEN FIN'L
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,719 (+2.86%) Land $147,500 Building $549,219	$696,719 (+2.86%) Land $147,500 Building $549,219
2025	$9,735.00 (+63.39%)	$677,347 (+67.93%) Land $147,500 Building $529,847	$677,347 (+67.93%) Land $147,500 Building $529,847
2024	$5,958.00 (+32.81%)
2023	$4,486.00 (+3.6%) Homeowner's exemption	$403,360 Land $130,000 Building $273,360	$403,360 Land $130,000 Building $273,360
2018	$4,330.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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