557 Oak Branch Trl, Garner, NC 27529 Property Records

Johnston County property record for 557 Oak Branch Trl, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,523 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2026)
Tax Bill	$2,715 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05F02002Y`

Property Details

APN / Parcel Number

Primary APN	`05F02002Y`
Alternative APNs	`2000254129` `2000262601`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,523 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	1,751 sqft
Attic	Attic
Attic Area	772 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000262601
Street Address	557 OAK BRANCH TRL
City	GARNER
State	NC
Zip	27529-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REB
Legal Description	LOT 33 CORNWALLIS LANDING PH 1B 97/199
Legal Subdivision	CORNWALLIS LANDING PHASE 1B
Legal Phase	1B
Legal Lot Number	33
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	41111

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 12, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 15, 2023	Special Warranty Deed, Transfer
Dec 30, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	202623171
Deed Book / Page	7152 / 180
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 15, 2026
Property Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855
Document Number	0000023171
Book / Page	7152 / 180
Instrument Date	Jul 6, 2026
Instrument	202623171
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855

Mortgage

Document Number	0000023172,
Date	Jul 15, 2026
Instrument	202623172

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 12, 2023
Property Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855
Document Number	0000029410
Book / Page	6544 / 424
Map Reference	MB 97 PG 199-209
Instrument Date	Sep 12, 2023
Instrument	2023029410
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$863.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855

Mortgage

Document Number	0000029411
Date	Sep 12, 2023
Instrument	2023029411

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 15, 2023
Property Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855
Document Number	0000019402
Book / Page	6493 / 270
Map Reference	MB 97 PG 199-209
Instrument Date	Jun 14, 2023
Instrument	2023019402
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Tax	$1,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 WESTERN LN, IRMO, SC 29063-9071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WESTERN LN STE 300, 300, IRMO, SC 29063-9230
Investor	Possibly a Property Investor

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 30, 2022
Property Address	557 OAK BRANCH TRL, GARNER, NC 27529-7855
Document Number	0000839431
Book / Page	6402 / 784
Instrument Date	Dec 22, 2022
Instrument	2022839431
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Tax	$2,687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 WESTERN LN, IRMO, SC 29063-9071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WESTERN LN STE 300, 300, IRMO, SC 29063-9230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,715.00 (-1.56%)	$434,420 (-) Land $70,000 Building $364,420	$434,420 (-) Land $70,000 Building $364,420
2025	$2,758.00	$434,420 Land $70,000 Building $364,420	$434,420 Land $70,000 Building $364,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Branch Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures