557 N Front St, Reading, PA 19601 Property Records

Berks County property record for 557 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,651 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$22,900 (Apr 1996)
Tax Bill	$584 (2026)
Deeds & Mortgages	May 2023 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-65-53-7463`

Property Details

APN / Parcel Number

Primary APN	`5307-65-53-7463`
Alternative APNs	`15-5307-65-53-7463` `15043375` `043375`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,651 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15043375
Street Address	557 N FRONT ST
City	READING
State	PA
Zip	19601-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

557 N Front St is owned and occupied by two individuals who bought it in April 1996.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	557 N FRONT ST, READING, PA 19601-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage HERSHEY FCU
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit HERSHEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 1996 · Amount on File
Deed Sale	Apr 9, 1996 · Amount on File
Deed Book / Page	2719 / 583
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	557 N FRONT ST, READING, PA 19601-2728
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 N FRONT ST, READING, PA 19601-2728

Mortgage

Document Number	0000012400
Date	May 2, 2023
Instrument	2023012400

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	557 N FRONT ST, READING, PA 19601-2728
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009195
Date	Mar 13, 2020
Instrument	2020009195

Lender

Name	HERSHEY FCU
Type	Credit Union
Address	HUMMELSTOWN, PA 17036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 13, 2025

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	557 N FRONT ST, READING, PA 19601-2728
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009198
Date	Mar 13, 2020
Instrument	2020009198

Lender

Name	HERSHEY FCU
Type	Credit Union
Address	HUMMELSTOWN, PA 17036

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 557 N Front St was $584 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$584.00 Homeowner's exemption	$20,700 Land $6,100 Building $14,600	$6,100 Land $6,100
2024	$548.00	$20,700 Land $6,100 Building $14,600
1994			$20,700 Land $6,100 Building $14,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 N Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 557 N Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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