557 Murphy Ave, Deltona, FL 32725 Property Records

Volusia County property record for 557 Murphy Ave, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1974
Lot Size	0.26 acres (11,340 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Sep 1998)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-05-21-0050`

Property Details

APN / Parcel Number

Primary APN	`8130-05-21-0050`
Alternative APNs	`31183005210050` `30183105210050` `2616717.0` `2616717`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,340 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2616717
Street Address	557 MURPHY AVE
City	DELTONA
State	FL
Zip	32725-8324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 5 BLK 192 DELTONA LAKES UNIT 5 MB 25 PGS 127-138 INC PER OR 4349 PG 0005
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	05
Legal Block	192
Legal Lot Number	5
Legal Unit	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2007
Census Tract	91028

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	557 MURPHY AVE, DELTONA, FL 32725-8324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 1998 · Amount on Record
Deed Sale	Sep 22, 1998 · Amount on Record
Prior Sale	Sep 22, 1998 · Amount on Record
Deed Book / Page	4349 / 5
Prior Transfer Date	Sep 9, 1998
Prior Transfer Doc	0043490003
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	557 MURPHY AVE, DELTONA, FL 32725-8324
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 MURPHY AVE, DELTONA, FL 32725-8324

Mortgage

Document Number	0084632515
Date	Sep 26, 2023
Book Page	8463/2515
Instrument	2023194953

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	946 Months
Due	Jul 27, 2102

Interest

Rate Type	Adjustable Rate
Rate	7.79%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,191 (-3.39%) Land $51,177 Building $107,014	$158,191 (-7.34%) Land $51,177 Building $107,014
2025	$2,704.00 (+3.01%) Homeowner's exemption	$163,737 (+5.01%)	$170,728 (+9.49%) Land $59,050 Building $111,678
2024	$2,625.00 (+2.1%)
2023	$2,571.00 (+8.94%)	$155,925 (+19.2%) Land $53,539 Building $102,386	$155,925 (+19.2%) Land $53,539 Building $102,386
2022	$2,360.00	$130,806 Land $34,249 Building $96,557	$130,806 Land $34,249 Building $96,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1994–2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20