Orange County property record for 557 Mountain Rd, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,295 sqft · built 1937 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $5,400,000 (Jul 2023) |
| Tax Bill | $57,270 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-206-04 |
| Primary APN | 644-206-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,295 sqft Living Area |
| 1st Floor Area | 2,295 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 7,300 sqft (0.168 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 557 MOUNTAIN RD |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S TWP 7 RGE 9 SEC 25 SEC 25 T 7 R 9 LOT 50 X 146 FT IN NW1/4 SE1/4 |
| Legal Lot Number | 50 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 62619 |
557 Mountain Rd is owned by a company that bought it in July 2023.
Source: Orange County records, as of August 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 557 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3141 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 12, 2023 | Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Oct 24, 2022 | Grant Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on File |
| Deed Sale | Jul 12, 2023 · Amount on File |
| Prior Sale | Oct 24, 2022 · Amount on File |
| Deed Document Number | 2023167329 |
| Prior Transfer Date | Jul 1, 2013 |
| Prior Transfer Doc | 0000414866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 557 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3141 |
| Document Number | 0000164117 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026164117 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 557 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3141 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 12, 2023 |
| Property Address | 557 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3141 |
| Document Number | 0000167329 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023000167329 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 557 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3141 |
| Document Number | 0000167330 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023000167330 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 24, 2022 |
| Property Address | 557 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3141 |
| Document Number | 0000342868 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022000342868 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | NOT AVAILABLE, ENDPOINT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 DIAMOND ST, LAGUNA BEACH, CA 92651-3410 |
| Document Number | 0000342869 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022000342869 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 557 Mountain Rd was $57,270.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,645,418 (+2%) Land $5,498,449 Building $146,969 | |
| 2025 | $57,270.00 | $5,534,724 Land $5,390,636 Building $144,088 |
| 2023 | $36,693.00 (+1,516.43%) | $3,500,000 (+2,946.6%) Land $3,393,845 Building $106,155 |
| 2022 | $2,270.00 Homeowner's exemption | $114,882 Land $73,931 Building $40,951 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 557 Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Nearby Flood Policies | 77 units insured incl. 47 condo units |
| Nearby Flood Claims | 19 (1988–2026) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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