557 Mesa Dr, Bayfield, CO 81122 Property Records

La Plata County property record for 557 Mesa Dr, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,185 sqft · built 2005
Lot Size	0.431 acres (18,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2023)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5675-023-25-025`

Property Details

APN / Parcel Number

Primary APN	`5675-023-25-025`
Alternative APN	`R018037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,185 sqft Living Area
Gross Area	2,795 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	18,774 sqft (0.431 acres)
Garage Type	Attached
Garage Area	610 sqft
Porch	Unfinished Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R018037
Street Address	557 MESA DR
City	BAYFIELD
State	CO
Zip	81122-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FOREST LAKES S/D #5 BLOCK: 0 LOT: 44 FOREST LAKES UNIT 5 557 MESA DR BAYFIELD 81122
Legal Subdivision	FOREST LAKES S/D #5
Legal Block	3
Legal Lot Number	44
Legal Unit	5
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	3
Census Block	3022
Census Tract	970602

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 MESA DR, BAYFIELD, CO 81122-9454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	20231228099
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 6, 2023
Property Address	557 MESA DR, BAYFIELD, CO 81122-9454
Document Number	0001228099
Map Reference	DOC 391795
Instrument Date	Dec 5, 2023
Instrument	1228099
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 2635, AZTEC, NM 87410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	557 MESA DR, BAYFIELD, CO 81122-9454

Mortgage

Document Number	0001228100
Date	Dec 6, 2023
Instrument	1228100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	557 MESA DR, BAYFIELD, CO 81122-9454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DURANGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176029
Date	Aug 19, 2020
Instrument	1176029

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 6, 2019
Property Address	557 MESA DR, BAYFIELD, CO 81122-9454
Document Number	0001164070
Map Reference	DOC 391795
Instrument Date	Nov 6, 2019
Instrument	1164070
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	956 WATERFALL LN, 956, DURANGO, CO 81301-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 MESA DR, BAYFIELD, CO 81122-9454

Mortgage

Document Number	0001164071
Date	Nov 6, 2019
Instrument	1164071

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,890 (-2.09%) Land $1,580 Building $30,310	$521,100 (-) Land $25,880 Building $495,220
2025	$3,292.00 (+38.03%)	$32,570 (+25.95%) Land $1,620 Building $30,950	$521,100 (+34.98%) Land $25,880 Building $495,220
2023	$2,385.00 (-2.45%)	$25,860 (+0.58%) Land $1,350 Building $24,510	$386,050 (+4.35%) Land $20,180 Building $365,870
2022	$2,445.00	$25,710 Land $2,230 Building $23,480	$369,950 Land $32,060 Building $337,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 74% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MD serves 1,699 people · EPA ID CO0134360
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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