Stephens County property record for 557 Lovell Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1976 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,118 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032A 015 |
| Primary APN | 032A 015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 228 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Utility Building | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 710750 |
|---|---|
| Old Parcel Number | 032A 015 |
| Street Address | 557 LOVELL RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 14 LOVELL HEIGHTS S/D |
| Legal Subdivision | LOVELL HEIGHTS |
| Legal Lot Number | 14 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 970301 |
557 Lovell Rd is owned and occupied by an individual who acquired it in October 2001.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 557 LOVELL RD, TOCCOA, GA 30577-5884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2001 |
| Deed Sale | Oct 6, 2001 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 557 Lovell Rd was $1,118 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,118.00 Homeowner's exemption | $51,908 Land $914 Building $50,994 | $129,770 Land $2,284 Building $127,486 |
| 2023 | $876.00 (-0.79%) Homeowner's exemption | $31,439 (+5.97%) Land $914 Building $30,525 | $78,597 (+5.97%) Land $2,284 Building $76,313 |
| 2022 | $883.00 Homeowner's exemption | $29,668 Land $914 Building $28,754 | $74,168 Land $2,284 Building $71,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Lovell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Lovell Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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