Madison County and Oneida City property record for 557 Lenox Ave, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Sep 2020) |
| Tax Bill | $3,656 (2026) |
| Deeds & Mortgages | Oct 2025 Refinance Nov 2023 Refinance + 3 more |
| APN | 251201 38.30-1-3 |
| Primary APN | 251201 38.30-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 204 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 557 LENOX AVE |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30103 |
557 Lenox Ave is owned and occupied by two individuals who bought it in September 2020.
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 LENOX AVE, ONEIDA, NY 13421-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Nov 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Sep 10, 2020 | Warranty Deed, Transfer AMERICU CU |
| Nov 9, 2018 | Quit Claim Deed, Transfer LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Nov 13, 2017 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Nov 13, 2017 · Amount on File |
| Deed Document Number | 20204606 |
| Prior Transfer Date | Nov 26, 2019 |
| Prior Transfer Doc | 0000000306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 557 LENOX AVE, ONEIDA, NY 13421-1521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000886 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-4886 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 557 LENOX AVE, ONEIDA, NY 13421-1521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000610 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023-5610 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Sep 10, 2020 |
| Property Address | 557 LENOX AVE, ONEIDA, NY 13421-1521 |
| Document Number | 0000004606 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 4606 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 NOBLE AVE SYRACUSE NY 132062026, SYRACUSE, NY 13206-2026 |
| Document Number | 4607 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 4607 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 9, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Nov 9, 2018 |
| Property Address | 557 LENOX AVE, ONEIDA, NY 13421-1521 |
| Document Number | 0000006200 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 6200 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 LENOX AVE ONEIDA NY 134211521, ONEIDA, NY 13421-1521 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Nov 13, 2017 |
| Property Address | 557 LENOX AVE, ONEIDA, NY 13421-1521 |
| Document Number | 0000006749 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 6749 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6243 W CARTER RD ROME NY 134407941, ROME, NY 13440-7941 |
| Document Number | 6750 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 6750 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2047 |
The 2026 property tax bill for 557 Lenox Ave was $3,656, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,656.00 (-1.48%) | ||
| 2025 | $3,711.00 | $74,600 Land $11,900 Building $62,700 | $105,070 Land $16,760 Building $88,310 |
| 2023 | $74,600 (-) Land $11,900 Building $62,700 | $98,158 (+9.21%) Land $15,658 Building $82,500 | |
| 2022 | $1,858.00 Additional exemption filed | $74,600 Land $11,900 Building $62,700 | $89,880 Land $14,337 Building $75,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 557 Lenox Ave; there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Lenox Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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