557 Jacobs Loop, Waynesburg, KY 40489 Property Records

Lincoln County property record for 557 Jacobs Loop, Waynesburg, KY 40489

Property Summary

Property Type	Mobile Home
Details	980 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Oct 2026)
Tax Bill	$341 (2025)
Deeds & Mortgages	Oct 2026 Sale & Construction Loan Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`44-034-01`

Property Details

APN / Parcel Number

Primary APN	`44-034-01`

Interior

Building Area	980 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached

Location & Zoning

Street Address	557 JACOBS LOOP
City	WAYNESBURG
State	KY
Zip	40489-8740
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & GAR & 1 AC
Jurisdiction	LINCOLN KY
Township / Civil Division	WAYNESBURG
Census Block Group	2
Census Block	2002
Census Tract	920302

Owner

Source: Lincoln County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	457 JACOBS LOOP, WAYNESBURG, KY 40489-8739
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Construction Loan · Construction Mortgage CITIZENS NATIONAL BANK/SOMERSET
Mar 10, 2020	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Book / Page	499 / 754
Record Updated	Oct 29, 2026

October 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Oct 7, 2026
Property Address	557 JACOBS LOOP, WAYNESBURG, KY 40489-8740
Document Number	0499000754
Book / Page	499 / 754
Instrument Date	Sep 28, 2026
Transaction Type	Construction Loan
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0575000458,
Date	Oct 7, 2026
Book Page	575/458

Lender

Name	CITIZENS NATIONAL BANK/SOMERSET

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 28, 2027

Interest

Max Rate	-1%

March 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LINCOLN KY
Recording Date	Mar 10, 2020
Property Address	557 JACOBS LOOP, WAYNESBURG, KY 40489-8740
Document Number	DEED452/173
Book / Page	DEED 452 / 173
Instrument Date	Mar 10, 2020
Instrument	461176
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 EDGEWOOD DR, 110, STANFORD, KY 40484-1048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 JACOBS LOOP, WAYNESBURG, KY 40489-8740

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00 (-4.21%)	$34,700 (-) Land $6,000 Building $28,700	$34,700 (-) Land $6,000 Building $28,700
2024	$356.00
2023		$34,700 Land $34,700	$34,700 Land $34,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUBANK WATER SYSTEM serves 12,492 people · EPA ID KY1000124
Water Source	Purchased surface water from SOMERSET WATER SERVICE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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