557 Jacob St, Dobson, NC 27017 Property Records

Surry County property record for 557 Jacob St, Dobson, NC 27017

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,008 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$875 (Mar 1991)
Tax Bill	$933 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4988-16-83-5202`

Property Details

APN / Parcel Number

Primary APN	`4988-16-83-5202`
Alternative APN	`21124020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	316 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	21124020
Street Address	557 JACOB ST
City	DOBSON
State	NC
Zip	27017-8636
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	SKYLINE ACRES PB8 PG46
Legal Subdivision	WHITE DIRT-PRISON CAMP
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2001
Census Tract	931002

Owner

Source: Surry County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	557 JACOB ST, DOBSON, NC 27017-8636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOCAL GOVERNMENT FEDERAL CREDIT UNTION
Sep 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 20, 2024	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 1991 · Amount on Record
Deed Sale	Mar 5, 1991 · Amount on Record
Deed Document Number	0004991565
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	557 JACOB ST, DOBSON, NC 27017-8636
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001751/178
Date	Mar 5, 2021
Book Page	1751/178
Instrument	681690

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	557 JACOB ST, DOBSON, NC 27017-8636
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001907/988
Date	Sep 20, 2024
Book Page	1907/988
Instrument	718696

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	557 JACOB ST, DOBSON, NC 27017-8636
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01907/1002
Date	Sep 20, 2024
Book Page	1907/1002
Instrument	718697

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+3,232.14%)	$177,170 (+46.97%) Land $27,300 Building $149,870	$177,170 (+46.97%) Land $27,300 Building $149,870
2023	$28.00	$120,550 Land $6,500 Building $114,050	$120,550 Land $6,500 Building $114,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Jacob St

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