Rutherford County property record for 557 Highpoint Dr, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,600 sqft · built 1987 |
| Lot Size | 0.33 acres (14,390 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Jun 2019) |
| Tax Bill | $1,759 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027F-B-007.00-000 |
| Primary APN | 027F-B-007.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Upper Floors Area | 800 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 14,390 sqft (0.33 acres) |
| Lot Dimensions | 164 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0012913 |
|---|---|
| Street Address | 557 HIGHPOINT DR |
| City | SMYRNA |
| State | TN |
| Zip | 37167-5235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 BENT TREE SEC 3 PB 11 PG 17 80 X 164.6 IRR |
| Legal Subdivision | BENT TREE SEC 3 |
| Legal Lot Number | 58 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40404 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 557 HIGHPOINT DR, SMYRNA, TN 37167-5235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Jun 10, 2019 | Warranty Deed, Transfer · FHA Mortgage SWBC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Jan 26, 2016 · Amount on Record |
| Deed Document Number | 20192210160 |
| Deed Book / Page | 1780 / 2185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 557 HIGHPOINT DR, SMYRNA, TN 37167-5235 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019642134 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 1964/2134 |
| Instrument | 2304888 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 10, 2019 |
| Property Address | 557 HIGHPOINT DR, SMYRNA, TN 37167-5235 |
| Document Number | RB17802185 |
| Book / Page | 001780 / 002185 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2210160 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | PREMIER ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $895.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 HIGHPOINT DR SMYRNA TN 371675235, SMYRNA, TN 37167-5235 |
| Document Number | RB17802187 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 001780/002187 |
| Instrument | 2210161 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,600 (+26.42%) Land $27,500 Building $65,100 | $370,400 (+26.42%) Land $110,000 Building $260,400 | |
| 2025 | $1,759.00 | $73,250 (-) Land $13,750 Building $59,500 | |
| 2023 | $1,759.00 | $73,250 Land $13,750 Building $59,500 | $293,000 (-) Land $55,000 Building $238,000 |
| 2022 | $293,000 Land $55,000 Building $238,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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