Collier County property record for 557 Hernando Dr, Marco Island, FL 34145
| Property Type | Single Family Home |
|---|---|
| Details | 1,588 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,225,000 (Apr 2024) |
| Tax Bill | $9,465 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 58050320009 |
| Primary APN | 58050320009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,588 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Waterfront |
| Pool Area | 420 sqft |
| Deck Area | 234 sqft |
| Boat Access | Boat Access |
| Street Address | 557 HERNANDO DR |
|---|---|
| City | MARCO ISLAND |
| State | FL |
| Zip | 34145-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MARCO |
| Legal Description | MARCO BCH UNIT 12 BLK 390 LOT 12 |
| Legal Range | 26 |
| Legal Township | 52 |
| Legal Section | 7 |
| Legal Subdivision | MARCO BEACH UNIT 12 |
| Legal Tract | 778500 |
| Legal Block | 390 |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | MARCO ISLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10905 |
557 Hernando Dr is owned and occupied by an individual who bought it in April 2024.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 557 HERNANDO DR, MARCO ISLAND, FL 34145-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage CIBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2024 · Amount on File |
| Deed Sale | Apr 6, 2024 · Amount on File |
| Prior Sale | Dec 4, 2020 · Amount on File |
| Deed Document Number | 20246529714 |
| Deed Book / Page | 6347 / 516 |
| Prior Transfer Date | Aug 3, 2005 |
| Prior Transfer Doc | 0038692979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 557 HERNANDO DR, MARCO ISLAND, FL 34145-2411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 49 FAREWELL ST, NEWPORT, RI 02840-2578 |
| Investor | Possibly a Property Investor |
| Document Number | 0063470521 |
|---|---|
| Date | Apr 6, 2024 |
| Book Page | 6347/521 |
| Instrument | 6529715 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 4, 2020 |
| Property Address | 557 HERNANDO DR, MARCO ISLAND, FL 34145-2411 |
| Document Number | 0058542613 |
| Book / Page | 5854 / 2613 |
| Map Reference | MB 6 PG 87-91 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 5964182 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 573, MARCO ISLAND, FL 34146-0573 |
| Name | Verified Name |
|---|---|
| Address | 103 21578 RICHMOND ST, ONTARIO, FL |
| Document Number | 0058542615 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 5854/2615 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
The 2025 property tax bill for 557 Hernando Dr was $9,465, up 8.4% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Marco Island City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960,162 (-5.18%) Land $858,000 Building $102,162 | $960,162 (-5.18%) Land $858,000 Building $102,162 | |
| 2025 | $9,465.00 (+8.37%) | $1,012,665 Land $809,600 Building $203,065 | $1,012,665 Land $809,600 Building $203,065 |
| 2024 | $8,734.00 (-8.07%) | ||
| 2023 | $9,501.00 (+28.74%) | $676,980 (+1%) | $1,350,435 (+64.81%) Land $1,174,800 Building $175,635 |
| 2022 | $7,380.00 | $615,436 | $819,399 Land $646,800 Building $172,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Hernando Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 376 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 743 units insured incl. 367 condo units |
| Nearby Flood Claims | 162 (1988–2025) |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 557 Hernando Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARCO ISLAND UTILITIES (CITY OF) private · serves 31,830 people · EPA ID FL5110183 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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