557 Gladys St, Hubbard, OH 44425 Property Records

Trumbull County property record for 557 Gladys St, Hubbard, OH 44425

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1959
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2025)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-054170`

Property Details

APN / Parcel Number

Primary APN	`02-054170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	2,360 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 64 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	557 GLADYS ST
City	HUBBARD
State	OH
Zip	44425-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1876 63.52F GLADYS AVE HUBBARD CITY
Legal Subdivision	CATALINE ACRES PLAT NO 1
Legal Lot Number	1876
Jurisdiction	TRUMBULL OH
Township / Civil Division	HUBBARD
Census Block Group	2
Census Block	2012
Census Tract	931601

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 GLADYS ST, HUBBARD, OH 44425-1551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	May 26, 1994
Deed Document Number	202512926
Prior Transfer Date	Feb 12, 2025
Prior Transfer Doc	0000002271
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jul 25, 2025
Property Address	557 GLADYS ST, HUBBARD, OH 44425-1551
Document Number	0000012926
Map Reference	VOL 17 PG 28
Instrument Date	Jul 22, 2025
Instrument	202507250012926
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	557 GLADYS ST, HUBBARD, OH 44425-1551

Mortgage

Document Number	0000012927
Date	Jul 25, 2025
Instrument	202507250012927

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Hubbard Township
Municipality	Hubbard City
Unified School District	Hubbard Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00	$45,750 (-) Land $4,310 Building $41,440
2024	$1,769.00 (+9.88%) Homeowner's exemption	$45,750 (-) Land $4,310 Building $41,440
2023	$1,610.00 (+48.66%) Homeowner's exemption	$45,750 (+57.81%) Land $4,310 Building $41,440	$130,700 (+57.85%) Land $12,300 Building $118,400
2022	$1,083.00 Homeowner's exemption	$28,990 Land $3,960 Building $25,030
2020			$82,800 Land $11,300 Building $71,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2004–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBBARD CITY PWS serves 8,362 people · EPA ID OH7801415
Water Source	Purchased surface water from AQUA OHIO - MASURY
Last State Inspection	May 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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