557 Forest Ave, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 557 Forest Ave, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,420 sqft · built 2002
Lot Size	7.33 acres (319,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,036 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:015=000 L:001`

Property Details

APN / Parcel Number

Primary APN	`M:015=000 L:001`
Alternative APNs	`ORON M:015-000 L:001` `103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	5,272 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	319,295 sqft (7.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	103
Street Address	557 FOREST AVE
City	ORONO
State	ME
Zip	04473-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILHERON SUB
Legal Lot Number	1
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2006
Census Tract	6200

Owner

Source: Penobscot County and Orono Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 FOREST AVE, ORONO, ME 04473-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Apr 11, 2019	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	557 FOREST AVE, ORONO, ME 04473-3007
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0171110252
Date	Apr 10, 2024
Book Page	17111/252
Instrument	7316

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	557 FOREST AVE, ORONO, ME 04473-3007
Document Number	0152600032
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 FOREST AVENUE ORONO ORONO ME 04473, ORONO, ME 04473

Mortgage

Document Number	0152600032
Date	Aug 28, 2019
Book Page	015260/000032
Instrument	25797

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	557 FOREST AVE, ORONO, ME 04473-3007
Document Number	0151200075
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 FOREST AVE ORONO ME 044733007, ORONO, ME 04473-3007

Mortgage

Document Number	0151200075
Date	Apr 18, 2019
Book Page	015120/000075
Instrument	9734

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2034

Tax Assessment & Valuation

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,036.00 (+1.64%)	$403,800 (+9.05%) Land $62,600 Building $341,200
2024	$7,906.00 (+0.38%)	$370,300 (+10.01%) Land $57,400 Building $312,900
2023	$7,876.00 (-1.57%)	$336,600 (+0.12%) Land $52,200 Building $284,400	$419,045
2022	$8,002.00	$336,200 Land $52,200 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1987–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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