Cheboygan County property record for 557 Foote Rd, Cheboygan, MI 49721 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,682 sqft Building Perimeter |
| Lot Size | 68,389 sqft (1.57 acres) |
| Garage | 1,024 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $13,272.00 (2025) |
| Primary APN | 091-025-100-034-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,682 sqft Building Perimeter |
| 1st Floor | 1,914 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Area | 1,024 sqft Garage |
| Street Address | 557 FOOTE RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9093 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG AT N1/4 COR SEC 25, T37N,R2W; TH S 1D 8M W ALG W LI OF GOVT LOT 4, 341.02FT TO SHORE OF MULLETT LAKE; TH N 63D 50M 10S E |
| Legal Range | 02W |
| Legal Township | 037 |
| Legal Section | 25 |
| Legal Lot Number | 4,341 |
| Jurisdiction | CHEBOYGAN MI |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 960500 |
Source: Cheboygan County records · APN 091-025-100-034-00
Assessment roll updated June 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 22, 2018 | Deed of Trust, Mortgage PNC BANK |
| Oct 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Dec 26, 2012 | Deed of Trust, Mortgage STRAITS AREA FEDERAL CREDIT UNION |
| Jun 30, 2025 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEB |
| Jan 23, 2014 | Deed of Trust, Mortgage · Line of Credit STRAITS AREA FEDERAL CREDIT UNION |
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jun 22, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| May 04, 2015 | Warranty Deed, Transfer PNC MORTGAGE A DIVISION OF PNC BANK NATI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2022 |
| Deed Sale | May 11, 2022 |
| Prior Sale | May 04, 2015 · Amount on Record |
| Deed Book / Page | 1482 / 962 |
| Prior Transfer Date | May 21, 2018 |
| Prior Transfer Doc | 1362/307 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 0000001482/0000000964 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 0000001482/0000000964 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2052 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001362/0000000311 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 0000001362/0000000311 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 0000001565/0000000313 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | 0000001565/0000000313 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Oct 01, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 001221/448 |
|---|---|
| Date | Dec 26, 2012 |
| Book Page | 1221/448 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|---|
| Address | 201 LOCUST ST, CHEBOYGAN, MI 49721 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jan 01, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 0000001557/0000000689 |
|---|---|
| Date | Jun 30, 2025 |
| Book Page | 0000001557/0000000689 |
| Name | CITIZENS NATIONAL BANK OF CHEB |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557N FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 001251/579 |
|---|---|
| Date | Jan 23, 2014 |
| Book Page | 1251/579 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | May 11, 2022 |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 001482/962 |
| Book / Page | 1482 / 962 |
| Instrument Date | May 04, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 0001482964 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 1482/964 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2052 |
| Rate | 3.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 22, 2018 |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 1362/307 |
| Book / Page | 1362 / 307 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | May 04, 2015 |
| Property Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 1281/0141 |
| Book / Page | 1281 / 0141 |
| Instrument Date | May 01, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, 557, CHEBOYGAN, MI 49721-9093 |
| Name | Verified Name |
|---|---|
| Address | 557 FOOTE RD, CHEBOYGAN, MI 49721-9093 |
| Document Number | 01281/0143 |
|---|---|
| Date | May 04, 2015 |
| Book Page | 1281/0143 |
| Name | PNC MORTGAGE A DIVISION OF PNC BANK NATI |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Jun 01, 2015 |
Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Inverness Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $843,900 (+26.54%) | $1,687,800 (+26.54%) | |
| 2025 | $13,272.00 (+23.27%) Homeowner's exemption | $666,900 (+49.19%) | $1,333,800 (+49.19%) |
| 2024 | $10,767.00 (+43.18%) | ||
| 2023 | $447,000 | $894,000 | |
| 2022 | $7,520.00 |
557 Foote Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cheboygan County (26031C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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