Chesapeake City property record for 557 Fair Oak Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,145 sqft · built 2003 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2009) |
| Tax Bill | $5,853 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Jun 2006 Mortgage + 4 more |
| APN | 0501002000690 |
| Primary APN | 0501002000690 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,145 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Upper Floors Area | 1,125 sqft |
| Attic | Attic |
| Attic Area | 140 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 3 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Slab |
| Porch Area | 42 sqft |
| Balcony Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 557 FAIR OAK DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 69 STRATFORD TERRACE SEC 3-A |
| Legal Subdivision | STRATFORD TERRACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
557 Fair Oak Dr is owned and occupied by two individuals who bought it in October 2009.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Jun 8, 2006 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Nov 30, 2006 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Jan 28, 2013 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| May 30, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 16, 2005 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2009 · Amount on File |
| Deed Sale | Oct 19, 2009 · Amount on File |
| Prior Sale | Mar 16, 2005 · Amount on File |
| Deed Book / Page | 7961 / 401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010295/247 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 10295/247 |
| Instrument | 210002751 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006570/282 |
|---|---|
| Date | Jun 8, 2006 |
| Book Page | 6570/282 |
| Name | CITIFINANCIAL INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 5, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006852/38 |
|---|---|
| Date | Nov 30, 2006 |
| Book Page | 6852/38 |
| Name | CITIFINANCIAL INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008952/850 |
|---|---|
| Date | Jan 28, 2013 |
| Book Page | 8952/850 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008709/417 |
|---|---|
| Date | May 30, 2012 |
| Book Page | 8709/417 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 16, 2005 |
| Property Address | 557 FAIR OAK DR, CHESAPEAKE, VA 23322-1268 |
| Document Number | 005895/691 |
| Book / Page | 5895 / 691 |
| Instrument Date | Feb 28, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005895693 |
|---|---|
| Date | Mar 16, 2005 |
| Instrument | 5895/693 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 557 Fair Oak Dr was $5,853.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $599,600 (+3.47%) Land $210,000 Building $389,600 | $599,600 (+3.47%) Land $210,000 Building $389,600 | |
| 2025 | $5,853.00 | $579,500 Land $185,000 Building $394,500 | $579,500 Land $185,000 Building $394,500 |
| 2023 | $537,300 (+9.7%) Land $175,000 Building $362,300 | $537,300 (+9.7%) Land $175,000 Building $362,300 | |
| 2022 | $489,800 Land $150,000 Building $339,800 | $489,800 Land $150,000 Building $339,800 | |
| 2019 | $4,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 557 Fair Oak Dr; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Fair Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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