Bergen County and River Vale Township property record for 557 Egan Ter, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,552 sqft · built 1954 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $22,548 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00809-0000-00010 |
| Primary APN | 53-00809-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,552 sqft Living Area |
| 1st Floor Area | 3,552 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 149 ft deep x 102 ft wide |
| Account Number | 053080 |
|---|---|
| Street Address | 557 EGAN TER |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 102X149 |
| Legal Subdivision | PROSPECT HOMES |
| Legal Block | 809 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 49001 |
Source: Bergen County and River Vale Township records · APN 53-00809-0000-00010
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 EGAN TER, RIVER VALE, NJ 07675-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 557 EGAN TER, RIVER VALE, NJ 07675-6022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0037810689 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 3781/689 |
| Instrument | 20-107764 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 557 EGAN TER, RIVER VALE, NJ 07675-6022 |
| Document Number | 0031921028 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 EGAN TER RIVER VALE NJ 076756022, RIVER VALE, NJ 07675-6022 |
| Document Number | 0031921028 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 003192/001028 |
| Instrument | 14659 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2049 |
Source: Bergen County and River Vale Township records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $805,000 (-) Land $385,700 Building $419,300 | $805,000 (-) Land $385,700 Building $419,300 | |
| 2025 | $22,548.00 (+2.57%) | $805,000 (-) Land $385,700 Building $419,300 | $805,000 (-) Land $385,700 Building $419,300 |
| 2024 | $21,984.00 (+3.25%) | ||
| 2023 | $805,000 Land $385,700 Building $419,300 | $805,000 Land $385,700 Building $419,300 | |
| 2022 | $21,292.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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