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557 Eaves Ferry Rd, Decatur, TN 37322 Property Records

Meigs County property record for 557 Eaves Ferry Rd, Decatur, TN 37322

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,509 sqft · built 1993
Lot Size2.07 acres (90,169 sqft)
Owner2 Individual Names on File
Last Sale$187,400 (Dec 2017)
Tax Bill$1,064 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN061037 02022

Property Details

APN / Parcel Number

Primary APN061037 02022
Alternative APN
  • 037 02022

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,509 sqft Living Area
1st Floor Area2,048 sqft
Upper Floors Area994 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area90,169 sqft (2.07 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area512 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address557 EAVES FERRY RD
CityDECATUR
StateTN
Zip37322-7816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03, COUNTY AREA: D01
Legal SubdivisionHICKS FARM
JurisdictionMEIGS TN
Township / Civil Division3
Census Block Group1
Census Block1066
Census Tract960200

Owner

557 Eaves Ferry Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Meigs County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address557 EAVES FERRY RD, DECATUR, TN 37322-7816
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 2, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 12, 2020Loan Modification, Mortgage
PENNYMAC
Dec 11, 2017Warranty Deed, Transfer
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2017 · Amount on File
Deed SaleDec 11, 2017 · Amount on File
Prior SaleMay 5, 2014 · Amount on File
Deed Document Number201732151
Deed Book / PageX5 / 459
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEIGS TN
Property Address557 EAVES FERRY RD, DECATUR, TN 37322-7816
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 EAVES FERRY RD, DECATUR, TN 37322-7816

Mortgage

Document Number000287/546
DateJan 30, 2026
Book Page287/546
Instrument52626
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEIGS TN
Property Address557 EAVES FERRY RD, DECATUR, TN 37322-7816
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250/40
DateNov 2, 2021
Book Page250/40
Instrument41724
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMEIGS TN
Property Address557 EAVES FERRY RD, DECATUR, TN 37322-7816
Document Number239602
Instrument DateOct 12, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 EAVES FERRY RD DECATUR TN 373227816, DECATUR, TN 37322-7816

Mortgage

Document Number239602
DateDec 22, 2020
Book Page000239/000602
Instrument39054
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount on Record
Term336 Months
DueDec 21, 2048
Interest
Rate TypeFixed Rate
Rate3.37%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEIGS TN
Recording DateDec 11, 2017
Property Address557 EAVES FERRY RD, DECATUR, TN 37322-7816
Document Number5459
Book / Page000005 / 000459
Instrument DateDec 6, 2017
Instrument32151
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address557 EAVES FERRY RD DECATUR TN 373227816, DECATUR, TN 37322-7816

Mortgage

Document Number216448
DateDec 11, 2017
Book Page000216/000448
Instrument32152
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount on Record
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 557 Eaves Ferry Rd was $1,064.

Source: Meigs County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMeigs County
MunicipalityDecatur Town
Unified School DistrictMeigs County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,064.00$52,325 (-) Land $5,775 Building $46,550
2024$1,064.00 (+2.5%)$52,325 (-) Land $5,775 Building $46,550
2023$1,038.00$52,325 (-) Land $5,775 Building $46,550
2022$1,038.00$52,325 Land $5,775 Building $46,550$209,300 (-) Land $23,100 Building $186,200
2021$209,300 Land $23,100 Building $186,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 557 Eaves Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 Eaves Ferry Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 71% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR WATER DEPT
serves 6,451 people · EPA ID TN0000183
Water SourceGroundwater influenced by surface water
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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