557 E Village Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 557 E Village Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,896 sqft · built 1976
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Tax Bill	$5,287 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-402-019.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-402-019.000-018`
Alternative APN	`1709230402019000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
1st Floor Area	1,944 sqft
2nd Floor Area	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	444 ft deep x 98 ft wide
Terrain	High
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230402019000
Street Address	557 E VILLAGE DR
City	CARMEL
State	IN
Zip	46032-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 6, LOT 303, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	VILLAGE OF MT CARMEL
Legal Block	6
Legal Lot Number	303
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3014
Census Tract	110906

Owner

557 E Village Dr is owned and occupied by an individual who acquired it in July 2018.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	557 E VILLAGE DR, CARMEL, IN 46032-1165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage FORUM CU
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018
Deed Sale	Jul 27, 2018
Deed Document Number	2018034275
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	557 E VILLAGE DR, CARMEL, IN 46032-1165
Document Number	0000026582
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	557 E VILLAGE DR CARMEL IN 460321165, CARMEL, IN 46032-1165

Mortgage

Document Number	0000026582
Date	May 7, 2020
Instrument	26582

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount on Record
Term	216 Months
Due	May 6, 2038

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 27, 2018
Property Address	557 E VILLAGE DR, CARMEL, IN 46032-1165
Document Number	2018034275
Map Reference	MB5 PG106-109
Instrument Date	Jul 25, 2018
Instrument	2018034275
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	HAMILTAN NAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E VILLAGE DR, CARMEL, IN 46032-1165

Mortgage

Document Number	2018034276
Date	Jul 27, 2018
Instrument	2018034276

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$536,100 (+13.7%) Land $102,400 Building $433,700	$536,100 (+13.7%) Land $102,400 Building $433,700
2024	$5,287.00 (+2.34%)	$471,500 (-0.67%) Land $102,400 Building $369,100	$471,500 (-0.67%) Land $102,400 Building $369,100
2023	$5,166.00 (+13.51%) Homeowner's exemption	$474,700 (+18.41%) Land $102,400 Building $372,300	$474,700 (+18.41%) Land $102,400 Building $372,300
2022	$4,551.00 Homeowner's exemption	$400,900 Land $102,400 Building $298,500	$400,900 Land $102,400 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 E Village Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 E Village Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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