557 E Main St, Spindale, NC 28160 Property Records

Rutherford County property record for 557 E Main St, Spindale, NC 28160 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1937
Square Footage	1,715 sqft Heated Area
Lot Size	30,492 sqft (0.7 acres)
Occupancy	Owner Occupied
Last Sale	$82,000 (2019)
Tax Bill	$1,301.00 (2021)

Property Details

APN / Parcel Number

Primary APN	`1203650`
Alternative APN	`18103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,715 sqft Heated Area
Gross Area	2,471 sqft Gross Area
Basement Area	756 sqft Basement
Unfinished Basement	756 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1937
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	30,492 sqft (0.7 acres)
Garage Area	240 sqft Garage

Exterior Amenities

Deck Area	16 sqft Deck
Patio Area	16 sqft Patio
Porch	Enclosed Porch
Porch Area	264 sqft Porch

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	18103
Street Address	557 E MAIN ST
City	SPINDALE
State	NC
Zip	28160-1926
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GPIN:1539090643110000; RES MAIN ST
Legal Block	6
Legal Lot Number	10
Jurisdiction	RUTHERFORD NC
Minor Civil Division	RUTHERFORDTON
Census Blockgroup	3
Census Block	3029
Census Tract	960600

Owner

Source: Rutherford County records · APN 1203650

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	557 E MAIN ST, SPINDALE, NC 28160-1926
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Doc Number	0020252678
Deed Book / Page	2025 / 2678
Record Refreshed	Jun 07, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 30, 2019
Property Address	557 E MAIN ST, SPINDALE, NC 28160-1926
Document Number	0020252678
Book / Page	2025 / 2678
Map Reference	MB 117 PG 154
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 ROYAL BURGESS DR, 122, CAMPOBELLO, SC 29322-8751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E MAIN ST, SPINDALE, NC 28160-1926

Mortgage

Document Number	0020252681
Date	Aug 30, 2019
Instrument	2025/2681

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$111,000 Land $34,300 Building $76,700	$111,000 Land $34,300 Building $76,700
2022	$1,301.00
2021	$1,301.00