557 E Kline St, Girard, OH 44420 Property Records

Trumbull County property record for 557 E Kline St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1928
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-301400`

Property Details

APN / Parcel Number

Primary APN	`14-301400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,688 sqft
Upper Floors Area	696 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Family Room	Family Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	557 E KLINE ST
City	GIRARD
State	OH
Zip	44420-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 50F L G LEASE 2 KLINE ST
Legal Subdivision	LG LEASE PLAT 2
Legal Lot Number	23
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1027
Census Tract	932200

Owner

557 E Kline St is owned and occupied by an individual who acquired it in July 2019.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	Individual Name on File
Mailing Address	557 E KLINE ST, GIRARD, OH 44420-2735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Jul 29, 2019
Transfer Doc	0000014503
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	557 E KLINE ST, GIRARD, OH 44420-2735
Document Number	0000021190
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	SIMPLIFIED TITLE COMPANY, SIMPLIFIED TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E KLINE ST GIRARD OH 444202735, GIRARD, OH 44420-2735

Mortgage

Document Number	0000021190
Date	Oct 27, 2020
Instrument	21190

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLINE, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	557 E KLINE ST, GIRARD, OH 44420-2735
Document Number	0000021191
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	SIMPLIFIED TITLE COMPANY, SIMPLIFIED TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E KLINE ST GIRARD OH 444202735, GIRARD, OH 44420-2735

Mortgage

Document Number	0000021191
Date	Oct 27, 2020
Instrument	21191

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLINE, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	468 Months
Due	Oct 26, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 557 E Kline St was $2,169.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00	$53,140 (-) Land $4,100 Building $49,040
2024	$2,169.00 (-1.94%)	$53,140 (-) Land $4,100 Building $49,040
2023	$2,212.00 (+14.32%)	$53,140 (+43.47%) Land $4,100 Building $49,040	$151,800 Land $11,700 Building $140,100
2022	$1,935.00	$37,040 Land $4,100 Building $32,940
2020			$105,800 Land $11,700 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 E Kline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 E Kline St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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