557 E Elza Ave, Hazel Park, MI 48030 Property Records

Oakland County property record for 557 E Elza Ave, Hazel Park, MI 48030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,338 sqft · built 1928
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2018)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-25-36-308-038`

Property Details

APN / Parcel Number

Primary APN	`28-25-36-308-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	919 sqft
Basement Area	611 sqft
Unfinished Basement	611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	557 E ELZA AVE
City	HAZEL PARK
State	MI
Zip	48030-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 36 FORD PARK SUB LOTS 277 & 278, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	36
Legal Subdivision	FORD PARK
Legal Lot Number	277-278
Jurisdiction	OAKLAND MI
Township / Civil Division	HAZEL PARK
Census Block Group	2
Census Block	2003
Census Tract	175300

Owner

557 E Elza Ave is owned and occupied by an individual who bought it in July 2018.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Deed Document Number	2018121552
Deed Book / Page	52021 / 427
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0000022021
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229

Mortgage

Document Number	0000087775
Date	Aug 11, 2023
Book Page	58801/270
Instrument	87775

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229

Mortgage

Document Number	0000486968
Date	Dec 28, 2022
Book Page	58341/342
Instrument	486968

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 12, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229

Mortgage

Document Number	0000042252
Date	Feb 17, 2021
Book Page	55711/604
Instrument	42252

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 24, 2018
Property Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229
Document Number	0000121552
Book / Page	52021 / 00427
Map Reference	LB 9 PG 26
Instrument Date	Jul 17, 2018
Instrument	121552
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN AMERICAN SOLU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 E ELZA AVE, 557, HAZEL PARK, MI 48030-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 E ELZA AVE, HAZEL PARK, MI 48030-2229

Mortgage

Document Number	0000121553
Date	Jul 24, 2018
Instrument	121553

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 557 E Elza Ave was $3,211 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Hazel Park City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00 (-2.87%) Homeowner's exemption	$74,620	$149,240
2024	$3,306.00
2023		$59,840	$119,680
2021	$3,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 557 E Elza Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 557 E Elza Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZEL PARK serves 16,400 people · EPA ID MI0003100
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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