557 Cooper Gap Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 557 Cooper Gap Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1950
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Jan 2010)
Tax Bill	$833 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P52-137`

Property Details

APN / Parcel Number

Primary APN	`P52-137`
Alternative APN	`38883`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	988 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38883
Street Address	557 COOPER GAP RD
City	MILL SPRING
State	NC
Zip	28756-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	COOPERS GAP RD, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3029
Census Tract	920201

Owner

Source: Polk County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	557 COOPER GAP RD, MILL SPRING, NC 28756-4652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2010 · Amount on Record
Deed Sale	Jan 28, 2010 · Amount on Record
Prior Sale	Dec 7, 2001 · Amount on Record
Deed Book / Page	378 / 1455
Last Transfer Date	Feb 23, 2021
Transfer Doc	00456/2419
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Mar 1, 2021
Property Address	557 COOPER GAP RD, MILL SPRING, NC 28756-4652
Document Number	00456/2419
Book / Page	456 / 2419
Map Reference	FILE B PG 188
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 COOPER GAP RD, MILL SPRING, NC 28756-4652

Mortgage

Document Number	0004562423
Date	Mar 1, 2021
Instrument	456/2423

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 (+16.34%)	$165,853 (+48.74%) Land $32,770 Building $133,083	$165,853 (+48.74%) Land $32,770 Building $133,083
2023	$716.00	$111,505 Land $24,200 Building $87,305
2021			$111,505 Land $24,200 Building $87,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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