San Diego County property record for 557 Charles Dr, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,400 sqft · built 1979 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $433,000 (Jan 2017) |
| Tax Bill | $5,667 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-210-61-00 |
| Primary APN | 122-210-61-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 557 CHARLES DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 9 (EX ST) TR PM06578 |
| Legal Subdivision | CITY OF OCEANSIDE |
| Legal Tract | 6578 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 18620 |
Source: San Diego County records · APN 122-210-61-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 03, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 03, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 17, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Prior Sale | Apr 14, 2003 · Amount on Record |
| Deed Document Number | 201722451 |
| Prior Transfer Date | Aug 23, 1994 |
| Prior Transfer Doc | 0000540423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Document Number | 0000048350 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0048350 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Investor | Possibly a Property Investor |
| Document Number | 0000114916 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 2023-0114916 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Document Number | 0000452814 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 CHARLES DR OCEANSIDE CA 920573720, OCEANSIDE, CA 92057-3720 |
| Document Number | 0000452814 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 452814 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 17, 2017 |
| Property Address | 557 CHARLES DR, OCEANSIDE, CA 92057-3720 |
| Document Number | 0000022451 |
| Instrument Date | Dec 14, 2016 |
| Instrument | 22451 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 CHARLES DR OCEANSIDE CA 920573720, OCEANSIDE, CA 92057-3720 |
| Document Number | 22452, |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 22452 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $512,574 (+2%) Land $359,592 Building $152,982 | |
| 2025 | $5,667.00 (+5.18%) | $502,525 (+4.04%) Land $352,542 Building $149,983 |
| 2023 | $5,388.00 (+1.53%) | $483,013 Land $338,853 Building $144,160 |
| 2022 | $5,307.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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