557 Century Dr, Cameron, NC 28326 Property Records

Harnett County property record for 557 Century Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,254 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2021)
Tax Bill	$3,094 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500045163`

Property Details

APN / Parcel Number

Primary APN	`1500045163`
Alternative APN	`09956513 0282 69`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,254 sqft Heated Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	268 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500045163
Street Address	557 CENTURY DR
City	CAMERON
State	NC
Zip	28326-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#370 COLONY@LEXINGTON PH B PT 2B 0.2389AC
Legal Subdivision	LEXINGTON PLANTATION
Legal Phase	B
Legal Lot Number	370
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

557 Century Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	557 CENTURY DR, CAMERON, NC 28326-4026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	202124294
Deed Book / Page	4060 / 684
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 14, 2021
Property Address	557 CENTURY DR, CAMERON, NC 28326-4026
Document Number	0000024294
Book / Page	4060 / 684
Map Reference	MB 2012 PG 65-67
Instrument Date	Sep 16, 2021
Instrument	2021024294
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9819 NE 98TH TER, 9819, KANSAS CITY, MO 64157-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 CENTURY DR, CAMERON, NC 28326-4026

Mortgage

Document Number	0000024295
Date	Oct 14, 2021
Instrument	2021024295

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	557 CENTURY DR, CAMERON, NC 28326-4026
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013603
Date	Jun 14, 2021
Book Page	3998/572
Instrument	2021013603

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	557 CENTURY DR, CAMERON, NC 28326-4026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015890
Date	Nov 13, 2018
Book Page	3653/0505
Instrument	2018015890

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 5, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 557 Century Dr was $3,094, up 22.5% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,094.00 (+22.53%)	$401,235 (+16.89%)	$401,235 (+16.89%) Land $64,320 Building $336,915
2025	$2,525.00	$343,272	$343,272 Land $37,440 Building $305,832
2023	$2,525.00	$343,272	$343,272 Land $37,440 Building $305,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 Century Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 Century Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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