557 Center St E, Britt, IA 50423 Property Records

Hancock County property record for 557 Center St E, Britt, IA 50423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Nov 2025)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2206060082`

Property Details

APN / Parcel Number

Primary APN	`2206060082`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	177 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	557 CENTER ST E
City	BRITT
State	IA
Zip	50423-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN & HILL W 1/2 LOTS 7 & 8 BLK 6
Legal Subdivision	BROWN & HILL
Legal Block	6
Legal Lot Number	7&8
Jurisdiction	HANCOCK IA
Township / Civil Division	BRITT
Census Block Group	2
Census Block	2030
Census Tract	270300

Owner

557 Center St E is owned by an individual who bought it in November 2025.

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	390 1ST ST NE, BRITT, IA 50423-1837
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 5, 2021	Warranty Deed, Transfer
Dec 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	20251919
Prior Transfer Date	Apr 5, 2024
Prior Transfer Doc	0000000487
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Nov 4, 2025
Property Address	557 CENTER ST E, BRITT, IA 50423-2050
Document Number	0000251919
Instrument Date	Oct 29, 2025
Instrument	25-1919
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 1ST ST NE, BRITT, IA 50423-1837

Mortgage

Document Number	0000251920
Date	Nov 4, 2025
Instrument	25-1920

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000251921
Date	Nov 4, 2025
Instrument	25-1921

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2035

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	May 5, 2021
Property Address	557 CENTER ST E, BRITT, IA 50423-2050
Document Number	0000210983
Instrument Date	May 4, 2021
Instrument	21-0983
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	557 CENTER ST E, BRITT, IA 50423-2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Dec 31, 2019
Property Address	557 CENTER ST E, BRITT, IA 50423-2050
Document Number	0000192269
Instrument Date	Dec 31, 2019
Instrument	19-2269
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 CENTER ST E, BRITT, IA 50423-2050
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 557 Center St E was $1,416, up 5% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Britt City
Unified School District	West Hancock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+5.04%)	$90,850 Land $11,550 Building $79,300	$90,850 Land $11,550 Building $79,300
2024	$1,348.00
2023		$78,900 (+3.54%) Land $8,250 Building $70,650	$78,900 Land $8,250 Building $70,650
2022	$1,418.00	$76,200 Land $8,250 Building $67,950
2021			$76,200 Land $8,250 Building $67,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 Center St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 Center St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRITT WATER WORKS serves 2,064 people · EPA ID IA4103045
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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