Frederick County property record for 557 Cascade Way, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,148 sqft · built 1991 |
| Lot Size | 0.031 acres (1,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2024) |
| Tax Bill | $3,599 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-159244 |
| Primary APN | 02-159244 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,365 sqft (0.031 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 159244 |
|---|---|
| Street Address | 557 CASCADE WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6235 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 2033 SECT 2 1365 SQ FT OVERLOOK |
| Legal Subdivision | OVERLOOK |
| Legal Block | 1 |
| Legal Lot Number | 2033 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-159244
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 372 CHARLESTOWN CROSSING BLVD, NORTH EAST, MD 21901-3567 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA |
| Sep 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 29, 2019 | Deed, Transfer · FHA Mortgage BRAND MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Prior Sale | Sep 22, 2022 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 22, 2022 |
| Property Address | 557 CASCADE WAY, FREDERICK, MD 21703-6235 |
| Document Number | 0161450076 |
| Book / Page | 16145 / 76 |
| Map Reference | MB 42 PG 123 |
| Instrument Date | Aug 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 CASCADE WAY, FREDERICK, MD 21703-6235 |
| Document Number | 0001614585 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 16145/85 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Number | 0161450104 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 16145/104 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 557 CASCADE WAY, FREDERICK, MD 21703-6235 |
| Document Number | 0141540318 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 557 CASCADE WAY FREDERICK MD 217036235, FREDERICK, MD 21703-6235 |
| Document Number | 0141540318 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 014154/000318 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 29, 2019 |
| Property Address | 557 CASCADE WAY, FREDERICK, MD 21703-6235 |
| Document Number | 0133060495 |
| Book / Page | 13306 / 0495 |
| Map Reference | MB 42 PG 123 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 557 CASCADE WAY, FREDERICK, MD 21703-6235 |
| Document Number | 133060501 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 13306/0501 |
| Name | BRAND MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,400 (+11.95%) Land $55,000 Building $147,400 | $202,400 (-) Land $55,000 Building $147,400 | |
| 2024 | $3,599.00 (+7.82%) | ||
| 2023 | $3,338.00 | $180,800 | $202,400 Land $55,000 Building $147,400 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Shenandoah Telecommunications Company, T-Mobile USA.
Based on FCC filings for 670 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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