557 Buckview Ln, Elgin, SC 29045 Property Records

Richland County property record for 557 Buckview Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,371 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$315,000 (Jun 2020)
Tax Bill	$12,559 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28906-12-10`

Property Details

APN / Parcel Number

Primary APN	`28906-12-10`
Alternative APNs	`R28906-12-10` `02117667`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,371 sqft Heated Area
Gross Area	3,460 sqft
1st Floor Area	2,371 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	563 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02117667
Street Address	557 BUCKVIEW LN
City	ELGIN
State	SC
Zip	29045-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 20 55X130X55X130.6 #SU WOODCREEK AREA B-5 CR PH 1 #PR2149-2150
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Phase	1
Legal Lot Number	20,55
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2026
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 5, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SUCCESS MTG PTRS
Jan 30, 2019	Loan Modification, Mortgage NOT AVAILABLE
Feb 6, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Document Number	202025028
Deed Book / Page	2493 / 3306
Last Transfer Date	Nov 12, 2024
Transfer Doc	0029731331
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138

Mortgage

Document Number	0027000074
Date	Dec 21, 2021
Book Page	2700/74
Instrument	2021084547

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138
Document Number	2562/2472
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 BUCKVIEW LN ELGIN SC 290457138, ELGIN, SC 29045-7138

Mortgage

Document Number	2562/2472
Date	Dec 11, 2020
Book Page	002562/002472
Instrument	69505

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2035

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 5, 2020
Property Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138
Document Number	2493/3306
Book / Page	002493 / 003306
Instrument Date	Apr 23, 2020
Instrument	25028
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 BUCKVIEW LN ELGIN SC 290457138, ELGIN, SC 29045-7138

Mortgage

Document Number	2493/3310
Date	Jun 5, 2020
Book Page	002493/003310
Instrument	25029

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2040

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138
Document Number	2370/0362
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2125 SOUTHEND DR #453 CHARLOTTE NC 282035088, 453, CHARLOTTE, NC 28203-5088

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 6, 2019
Property Address	557 BUCKVIEW LN, ELGIN, SC 29045-7138
Document Number	2370/0358
Book / Page	002370 / 000358
Instrument Date	Jan 30, 2019
Instrument	8393
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$235.52
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2125 SOUTHEND DR #453 CHARLOTTE NC 282035088, 453, CHARLOTTE, NC 28203-5088

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,559.00 (+363.26%)	$12,600 (-96.57%)	$481,100 (+1.52%) Land $62,500 Building $418,600
2024		$367,600 (+2,817.46%)	$473,900 (+50.44%) Land $62,500 Building $411,400
2023	$2,711.00 (-5.31%)	$12,600 (-)	$315,000 (-)
2021	$2,863.00	$12,600	$315,000 Land $50,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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