557 Bay Rd, Durham, NH 03824 Property Records

Strafford County and Durham Town property record for 557 Bay Rd, Durham, NH 03824

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,038 sqft · built 2010
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on File
Last Sale	$15,333 (Feb 2019)
Tax Bill	$42,188 (2025)
Deeds & Mortgages	Feb 2019 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRHM M:239 L:8`

Property Details

APN / Parcel Number

Primary APN	`DRHM M:239 L:8`
Alternative APN	`4386`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,038 sqft Living Area
Gross Area	8,378 sqft
1st Floor Area	2,130 sqft
Basement Area	618 sqft
Unfinished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	230,868 sqft (5.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Account Number	4386
Street Address	557 BAY RD
City	DURHAM
State	NH
Zip	03824-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	6
Legal Lot Number	8
Jurisdiction	DURHAM TOWN NH
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1024
Census Tract	80100

Owner

557 Bay Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Strafford County and Durham Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	557 BAY RD, DURHAM, NH 03824-3440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 21, 2017	Warranty Deed, Transfer AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on File
Deed Sale	Feb 12, 2019 · Amount on File
Prior Sale	Nov 25, 2008 · Amount on File
Deed Book / Page	4634 / 295
Transfer Doc	003983-729
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM TOWN NH
Recording Date	Feb 12, 2019
Property Address	557 BAY RD, DURHAM, NH 03824-3440
Document Number	0046340313
Book / Page	004634 / 000313
Instrument Date	Feb 4, 2019
Instrument	1585
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	557 BAY RD DURHAM NH 038243440, DURHAM, NH 03824-3440

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM TOWN NH
Recording Date	Sep 21, 2017
Property Address	557 BAY RD, DURHAM, NH 03824-3440
Document Number	0045120689
Book / Page	004512 / 000689
Instrument Date	Sep 8, 2017
Instrument	13754
Transaction Type	Transfer
Record Updated	Oct 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,750.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CARPENDER RD NEW BRUNSWICK NJ 089011501, NEW BRUNSWICK, NJ 08901-1501

Mortgage

Document Number	45120694
Date	Sep 21, 2017
Book Page	004512/000694
Instrument	13755

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 557 Bay Rd was $42,188, up 12.1% from the year before.

Source: Strafford County and Durham Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Durham Town
Unified School District	Oyster River Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,188.00 (+12.09%)	$2,235,735 (+20.76%) Land $1,057,935 Building $1,177,800
2024	$37,639.00	$1,851,420 Land $727,920 Building $1,123,500
2023			$2,727,640
2022	$31,151.00	$1,072,694 Land $393,894 Building $678,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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