Morgan County property record for 557 Arrowhead Cir, Rutledge, GA 30663
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,686 sqft · built 2002 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Sep 2022) |
| Tax Bill | $4,406 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Sep 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020A 006 |
| Primary APN | 020A 006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,686 sqft Heated Area |
| 1st Floor Area | 2,289 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 1839 |
|---|---|
| Street Address | 557 ARROWHEAD CIR |
| City | RUTLEDGE |
| State | GA |
| Zip | 30663-2776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | INDIAN CREEK LOT 6 BLOCK A |
| Legal Subdivision | INDIAN CREEK |
| Legal Phase | 01 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | RUTLEDGE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 10200 |
Source: Morgan County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Oct 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage NFM |
| Sep 14, 2022 | Warranty Deed, Transfer · FHA Mortgage NFM |
| Sep 14, 2022 | Warranty Deed, Transfer · FHA Mortgage NFM |
| Dec 4, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Dec 4, 2020 |
| Deed Document Number | 0000703486 |
| Deed Book / Page | 703 / 486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 0000000747/0000000618 |
|---|---|
| Date | Jun 2, 2025 |
| Book Page | 0000000747/0000000618 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 0000000736/0000000401 |
|---|---|
| Date | Sep 9, 2024 |
| Book Page | 0000000736/0000000401 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 0000000703/0000000487 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 0000000703/0000000487 |
| Name | NFM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Sep 14, 2022 |
| Property Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 000703/486 |
| Book / Page | 703 / 486 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-001164 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 0000703487 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 703/487 |
| Name | NFM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Sep 14, 2022 |
| Property Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 000703/486 |
| Book / Page | 703 / 486 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-001164 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 0000703487 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 703/487 |
| Name | NFM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Dec 4, 2020 |
| Property Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
| Document Number | 000658/819 |
| Book / Page | 658 / 819 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2020-001323 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 ARROWHEAD CIR, RUTLEDGE, GA 30663-2776 |
Source: Morgan County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Municipality | Rutledge City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,406.00 (+4.43%) | $173,533 (+9.4%) Land $19,800 Building $153,733 | $433,832 (+9.4%) Land $49,500 Building $384,332 |
| 2023 | $4,219.00 (+56.2%) | $158,623 (+62.38%) Land $8,800 Building $149,823 | $396,558 (+62.38%) Land $22,000 Building $374,558 |
| 2022 | $2,701.00 | $97,687 Land $8,000 Building $89,687 | $244,217 Land $20,000 Building $224,217 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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