Jones County property record for 557 Aarons Cir, Gray, GA 31032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,037 sqft · built 2003 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2026) |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J45E-260 |
| Primary APN | J45E-260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,037 sqft Heated Area |
| 1st Floor Area | 2,037 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 13641 |
|---|---|
| Street Address | 557 AARONS CIR |
| City | GRAY |
| State | GA |
| Zip | 31032-5038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 RAEGANS LANDING PH2 17/53 DB 957/542 |
| Legal Subdivision | RAEGANS LANDING PH-2 |
| Legal Phase | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | JONES GA |
| Township / Civil Division | GRAY-MACON EAST |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30305 |
Source: Jones County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 557 AARONS CIR, GRAY, GA 31032-5038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Limited Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Sep 20, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Book / Page | 1204 / 809 |
| Transfer Doc | 0008050344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JONES GA |
| Recording Date | Jul 6, 2026 |
| Property Address | 557 AARONS CIR, GRAY, GA 31032-5038 |
| Document Number | 1204000809 |
| Book / Page | 1204 / 809 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 AARONS CIR, GRAY, GA 31032-5038 |
| Document Number | 1204000811, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 1204/811 |
| Name | TOWNE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 557 AARONS CIR, GRAY, GA 31032-5038 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 557 AARONS CIR, GRAY, GA 31032-5038 |
| Document Number | 0010500000000349 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 0000001050/0000000349 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JONES GA |
| Recording Date | Sep 20, 2017 |
| Property Address | 557 AARONS CIR, GRAY, GA 31032-5038 |
| Document Number | 0009570542 |
| Book / Page | 000957 / 000542 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 3075 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 557 AARONS CIR GRAY GA 310325038, GRAY, GA 31032-5038 |
| Document Number | 9570544 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 000957/000544 |
| Instrument | 3076 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Jones County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,456.00 (+29.49%) | $105,384 (+41.83%) Land $14,040 Building $91,344 | $263,459 (+41.83%) Land $35,100 Building $228,359 |
| 2023 | $2,669.00 (+5.74%) | $74,304 (+5.93%) Land $10,800 Building $63,504 | $185,759 (+5.93%) Land $27,000 Building $158,759 |
| 2022 | $2,524.00 | $70,147 Land $10,584 Building $59,563 | $175,368 Land $26,460 Building $148,908 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY serves 9,339 people · EPA ID GA1690000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Tri-CoGo Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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