55694 Eberly Pl, Elkhart, IN 46516 Property Records

Elkhart County property record for 55694 Eberly Pl, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1965
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Trust Names on File
Last Sale	$156,300 (Dec 2016)
Tax Bill	$2,102 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`20-05-02-329-002.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-02-329-002.000-001`
Alternative APN	`0502329002001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	90 ft deep x 120 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	55694 EBERLY PL
City	ELKHART
State	IN
Zip	46516-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	RIVER SHORE 6TH SD EX TRI PT OFF SW SIDE LOT 25 RIVER SHORE 6TH SD SW 20FT LOT 26
Legal Subdivision	RIVER SHORE 6TH
Legal Block	329
Legal Lot Number	25,26
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	1
Census Block	1002
Census Tract	1402

Owner

55694 Eberly Pl is owner-occupied and held in a trust since February 2025.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	55694 EBERLY PL, ELKHART, IN 46516-1235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on File
Deed Sale	Dec 15, 2016 · Amount on File
Deed Document Number	201626140
Last Transfer Date	Feb 27, 2025
Transfer Doc	0000003275
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	55694 EBERLY PL, ELKHART, IN 46516-1235
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55694 EBERLY PL, ELKHART, IN 46516-1235

Mortgage

Document Number	0000008738
Date	Apr 25, 2022
Instrument	2022-08738

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46634

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	145 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	55694 EBERLY PL, ELKHART, IN 46516-1235
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005080
Date	Dec 29, 2021
Instrument	2021-35080

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	55694 EBERLY PL, ELKHART, IN 46516-1235
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007913
Date	Sep 3, 2019
Instrument	2019-17913

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,400 (+6.64%) Land $61,300 Building $194,100	$255,400 (+6.64%) Land $61,300 Building $194,100
2024	$2,102.00	$239,500 (-) Land $61,300 Building $178,200	$239,500 (-) Land $61,300 Building $178,200
2023		$239,500 (+5.27%) Land $61,300 Building $178,200	$239,500 (+5.27%) Land $61,300 Building $178,200
2022	$2,185.00	$227,500 Land $61,300 Building $166,200	$227,500 Land $61,300 Building $166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55694 Eberly Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55694 Eberly Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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