5569 W State Rd 218, Poneto, IN 46781 Property Records

Wells County property record for 5569 W State Rd 218, Poneto, IN 46781

Property Summary

Property Type	Residential
Details	3 bd · 1 ba · 1,600 sqft · built 1992
Lot Size	1.36 acres (59,634 sqft)
Owner	Company Name on Record
Tax Bill	$552 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-09-31-300-002.000-013`

Property Details

APN / Parcel Number

Primary APN	`90-09-31-300-002.000-013`
Alternative APNs	`00001589662` `0060431601`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	59,634 sqft (1.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001589662
Street Address	5569 W STATE ROAD 218
City	PONETO
State	IN
Zip	46781-9730
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	31-26-11 1.36A SE PT SW
Jurisdiction	WELLS IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2007
Census Tract	40700

Owner

Source: Wells County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2912 SCHAPER DR, FORT WAYNE, IN 46806-2526
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Apr 11, 2023	Warranty Deed, Transfer
Aug 16, 2017	Deed, Transfer · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023
Deed Sale	Apr 11, 2023
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20231109
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5569 W STATE ROAD 218, PONETO, IN 46781-9730
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212568
Date	Jun 8, 2021
Instrument	20212568

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5569 W STATE ROAD 218, PONETO, IN 46781-9730
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202857
Date	Jul 8, 2020
Instrument	20202857

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2030

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 11, 2023
Property Address	5569 W STATE ROAD 218, PONETO, IN 46781-9730
Document Number	0020231109
Instrument Date	Mar 30, 2023
Instrument	20231109
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SCHAPER DR, FORT WAYNE, IN 46806-2526

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Aug 16, 2017
Property Address	5569 W STATE ROAD 218, PONETO, IN 46781-9730
Document Number	0020170584
Instrument Date	Aug 11, 2017
Instrument	20170584
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5569 W STATE ROAD 218, PONETO, IN 46781-9730

Mortgage

Document Number	0020170585
Date	Aug 16, 2017
Instrument	20170585

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Liberty Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$552.00 (+16.21%)	$45,000 (-1.96%) Land $25,300 Building $19,700	$45,000 (-1.96%) Land $25,300 Building $19,700
2024	$475.00 (-58.91%)
2023		$45,900 (-74.9%) Land $25,300 Building $20,600	$45,900 (-74.9%) Land $25,300 Building $20,600
2022	$1,156.00	$182,900 Land $26,700 Building $156,200	$182,900 Land $26,700 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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