55670 290th St, Cambridge, IA 50046 Property Records

Story County property record for 55670 290th St, Cambridge, IA 50046

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,149 sqft · built 1960
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Dec 2018)
Tax Bill$6,278 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN13-12-200-125

Property Details

APN / Parcel Number

Primary APN13-12-200-125

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,149 sqft Living Area
1st Floor Area999 sqft
Basement Area1,149 sqft
Finished Basement1,025 sqft
Unfinished Basement124 sqft
Game RoomGame Room
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleA-Frame
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area304,920 sqft (7 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area137 sqft
Patio Area350 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address55670 290TH ST
CityCAMBRIDGE
StateIA
Zip50046-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1, AGRIC
Legal DescriptionSECTION:12 TOWNSHIP:82 RANGE:24 NW NE PARCEL D CFN 14-162
Legal Range24W
Legal Township82N
Legal Section12
Legal Subdivision88812
JurisdictionSTORY IA
Township / Civil DivisionPALESTINE
Census Block Group1
Census Block1005
Census Tract10102

Owner

55670 290th St is owned and occupied by two individuals who bought it in December 2018.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address55670 290TH ST, CAMBRIDGE, IA 50046-8617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE CORP
Dec 26, 2018Trustee's Deed, Foreclosure · Stand-Alone Refinance
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2018 · Amount on File
Deed SaleDec 26, 2018 · Amount on File
Deed Document Number201811513
Prior Transfer DateDec 5, 2018
Prior Transfer Doc0201811514
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address55670 290TH ST, CAMBRIDGE, IA 50046-8617
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202201035
DateFeb 1, 2022
Instrument2022-01035
Lender
NamePHH MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

December 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSTORY IA
Recording DateDec 26, 2018
Property Address55670 290TH ST, CAMBRIDGE, IA 50046-8617
Document Number0201811513
Instrument DateDec 5, 2018
Instrument2018-11513
Transaction TypeForeclosure
Record UpdatedOct 10, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55670 290TH ST, CAMBRIDGE, IA 50046-8617

Mortgage

Document Number0201811514
DateDec 26, 2018
Instrument2018-11514
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55670 290th St was $6,278 with a homeowner's exemption, up 0.7% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
Unified School DistrictBallard Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,278.00 (+0.71%) Homeowner's exemption$488,100 Land $314,500 Building $173,600$488,100 Land $314,500 Building $173,600
2024$6,234.00
2023$460,400 Land $290,800 Building $169,600$460,400 Land $290,800 Building $169,600
2022$4,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55670 290th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55670 290th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA RWD (BOONE)
private · serves 4,975 people · EPA ID IA0844006
Water SourcePurchased groundwater influenced by surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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