5566 Gardner St E, Sterling Heights, MI 48310 Property Records

Macomb County property record for 5566 Gardner St E, Sterling Heights, MI 48310

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,907 sqft · built 1989
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2021)
Tax Bill	$6,758 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-17-428-024`

Property Details

APN / Parcel Number

Primary APN	`10-10-17-428-024`
Alternative APN	`1017428024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Living Area
1st Floor Area	1,907 sqft
Basement Area	1,651 sqft
Unfinished Basement	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Brick
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	273 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5566 GARDNER ST E
City	STERLING HEIGHTS
State	MI
Zip	48310-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	SUPERVISORS PLAT OF EYSTERS MOUND ROAD FARMS NO 6 W 1/2 OF LOT 413 SPLIT FROM 1017428009 FOR 1985
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	413
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	3
Census Block	3006
Census Tract	230800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 14, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Mar 1, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	20212210488
Deed Book / Page	27864 / 930
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717

Mortgage

Document Number	2102206230
Date	Jul 1, 2021
Book Page	27841/963
Instrument	202102206230

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717

Mortgage

Document Number	2200084769
Date	Jul 11, 2022
Book Page	28702/168
Instrument	202200084769

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 14, 2021
Property Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717
Document Number	2102210488
Book / Page	27864 / 930
Map Reference	LB 22 PG 37
Instrument Date	Jun 22, 2021
Instrument	202102210488
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5566 GARDNER ST E, 5566, STERLING HEIGHTS, MI 48310-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022552
Date	Mar 1, 2018
Book Page	25238/853
Instrument	8022552

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5566 GARDNER ST E, STERLING HEIGHTS, MI 48310-2717

Mortgage

Document Number	0000146857
Date	Nov 30, 2020
Book Page	27201/66
Instrument	2146857

Lender

Name	CORNERSTONE COMMUNITY FINANCIAL CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,200 (+42.52%)	$436,400 (+42.52%)
2025	$6,758.00 (+32.38%)
2023		$153,100	$306,200
2022	$5,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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