5565 Ware Neck Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5565 Ware Neck Rd, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1932
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,183 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`27683`

Property Details

APN / Parcel Number

Primary APN	`27683`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	352 sqft
Porch	Enclosed Porch
Deck Area	12 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5565 WARE NECK RD
City	GLOUCESTER
State	VA
Zip	23061-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE NECK
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2034
Census Tract	100203

Owner

Source: Gloucester County records · APN 27683

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 24, WARE NECK, VA 23178-0024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Gift Deed, Transfer
May 07, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2021
Deed Sale	Jul 28, 2021
Deed Document Number	ID 2105345
Record Updated	Jun 08, 2026

July 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 28, 2021
Property Address	5565 WARE NECK RD, GLOUCESTER, VA 23061-4807
Document Number	0210005345
Instrument Date	May 26, 2021
Instrument	210005345
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24, WARE NECK, VA 23178-0024

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5565 WARE NECK RD, GLOUCESTER, VA 23061-4807
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180001901
Date	May 07, 2018
Instrument	180001901

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,183.00 (+5.34%)	$192,780 (-) Land $51,500 Building $141,280	$192,780 (-) Land $51,500 Building $141,280
2024	$1,123.00	$192,780 (-) Land $51,500 Building $141,280	$192,780 (-) Land $51,500 Building $141,280
2023	$1,123.00 (+21.41%)	$192,780 (+51.05%) Land $51,500 Building $141,280	$192,780 (+51.05%) Land $51,500 Building $141,280
2022	$925.00	$127,630 Land $40,250 Building $87,380	$127,630 Land $40,250 Building $87,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731002032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 145 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016, river or lake flooding
Claims By Storm	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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