5565 Veneta Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5565 Veneta Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,978 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$413,100 (Sep 2021)
Tax Bill$5,434 (2025)
Deeds & MortgagesApr 2025 Second Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN212531497800012000

Property Details

APN / Parcel Number

Primary APN212531497800012000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,978 sqft Heated Area
Gross Area3,815 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5565 VENETA WAY
CitySAINT CLOUD
StateFL
Zip34771-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 200
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE
Legal Phase2A
Legal Tract4978
Legal Lot Number200
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5565 VENETA WAY, SAINT CLOUD, FL 34771-9425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNIVERSAL CAPITAL SERVICES INC
Sep 15, 2021Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Apr 15, 2021Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleApr 15, 2021 · Amount on Record
Deed Document Number0060441095
Deed Book / Page6044 / 1095
Record UpdatedJun 8, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5565 VENETA WAY, SAINT CLOUD, FL 34771-9425
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5565 VENETA WAY, SAINT CLOUD, FL 34771-9425

Mortgage

Document Number0067781410
DateApr 29, 2025
Book Page6778/1410
Instrument2025053526
Lender
NameUNIVERSAL CAPITAL SERVICES INC
TypeNon-Lending Institution
AddressFLINT, MI 48501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2045

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2021
Property Address5565 VENETA WAY, SAINT CLOUD, FL 34771-9425
Document Number0060441095
Book / Page6044 / 1095
Map ReferenceMB 29 PG 42-47
Instrument DateSep 15, 2021
Instrument2021143627
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,891.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND ROAD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5565 VENETA WAY, SAINT CLOUD, FL 34771-9425

Mortgage

Document Number0060441097
DateSep 15, 2021
Instrument6044/1097
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 15, 2021
Property Address5565 VENETA WAY, SAINT CLOUD, FL 34771-9425
Document Number0059360768
Book / Page5936 / 768
Map ReferenceMB 29 PG 42-47
Instrument DateApr 12, 2021
Instrument2021056981
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,054.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4098, MARYVILLE, TN 37802-4098

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,434.00 (+6.78%) Homeowner's exemption$381,645 (+5.99%)$441,200 (+4.77%) Land $78,800 Building $362,400
2023$5,089.00 (+3.84%) Homeowner's exemption$360,088 (+3%)$421,100 (+20.45%) Land $73,500 Building $347,600
2022$4,901.00 Homeowner's exemption$349,600 Land $66,000 Building $283,600$349,600 Land $66,000 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

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