5565 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5565 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,180 sqft · built 1952
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-18-746-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0010-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	146 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5565 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 14 & 15 SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT REOCRDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	SUPRVRS ROBT BAKER
Legal Lot Number	14-15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	5565 RIVER RD, EAST CHINA, MI 48054-4181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage PRIME EQUITY MORTGAGE
Mar 4, 2026	Intrafamily Transfer, Transfer
Sep 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2026
Transfer Doc	0000004002
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 24, 2026
Property Address	5565 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0000012820
Book / Page	5937 / 183
Instrument Date	Jun 17, 2026
Instrument	202612820
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5565 RIVER RD, EAST CHINA, MI 48054-4181

Mortgage

Document Number	0000012820,
Date	Jun 24, 2026
Book Page	5937/183
Instrument	202612820

Lender

Name	PRIME EQUITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 4, 2026
Property Address	5565 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0005902345
Book / Page	5902 / 345
Map Reference	MB 52 PG 11
Instrument Date	Mar 2, 2026
Instrument	2026004002
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5565 RIVER RD, EAST CHINA, MI 48054-4181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5565 RIVER RD, EAST CHINA, MI 48054-4181

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 21, 2021
Property Address	5565 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	5423571
Book / Page	5423 / 571
Map Reference	LB 52 PG 11
Instrument Date	Sep 21, 2021
Instrument	2021026820
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5565 RIVER RD, 5565, EAST CHINA, MI 48054-4181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18802 HENRY ST, MELVINDALE, MI 48122-1448

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (-32.57%)	$95,200 (+7.94%)
2024	$2,984.00 (+19.98%)		$190,400 (+7.94%)
2023		$88,200
2022	$2,487.00		$176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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