5565 Cumberland Rd, Odessa, MO 64076 Property Records

Lafayette County property record for 5565 Cumberland Rd, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1922
Lot Size	8.7 acres (378,972 sqft)
Owner	Company Name on Record
Tax Bill	$4,350 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`23-5.0-21-0-000-020.000`

Property Details

APN / Parcel Number

Primary APN	`23-5.0-21-0-000-020.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
Basement Area	1,050 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	378,972 sqft (8.7 acres)
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Shed	1 Shed
Shed Area	2,048 sqft
Lean-To	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5565 CUMBERLAND RD
City	ODESSA
State	MO
Zip	64076-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4 OF SE1/4; 573-631, 696-143, 790-316, 2017DR3261, 2021DR1081, 2021SU0063
Legal Range	28
Legal Township	48
Legal Section	21
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3058
Census Tract	90602

Owner

Source: Lafayette County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GROVE
Sep 6, 2018	Deed of Trust, Mortgage UNITED CONSUMERS CU
Nov 9, 2018	Deed of Trust, Mortgage UNITED CONSUMERS CU
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JAMES B NUTTER & CO
Jan 19, 2022	Warranty Deed, Transfer MISC COMPANY
Sep 5, 2017	Warranty Deed, Transfer LAFAYETTE COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026
Deed Sale	Sep 1, 2026
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	20263611
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000003760
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 10, 2026
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Document Number	0000003760
Instrument Date	Sep 10, 2026
Instrument	20263760
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 1, 2026
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Document Number	0000003611
Instrument Date	Aug 31, 2026
Instrument	20263611
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 9, 2026
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Document Number	0000003720
Instrument Date	Aug 28, 2026
Instrument	20263720
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425

Mortgage

Document Number	0000003720,
Date	Sep 9, 2026
Instrument	20263720

Lender

Name	BANK OF GROVE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018DR3524
Date	Sep 6, 2018
Instrument	2018DR3524

Lender

Name	UNITED CONSUMERS CU

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018DR4565
Date	Nov 9, 2018
Instrument	2018DR4565

Lender

Name	UNITED CONSUMERS CU

Agreement

Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR0814
Date	Feb 17, 2021
Instrument	2021DR0814

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jan 19, 2022
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Document Number	2022DR0332
Instrument Date	Jan 18, 2022
Instrument	2022DR0332
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 5, 2017
Property Address	5565 CUMBERLAND RD, ODESSA, MO 64076-5425
Document Number	02017/3261
Book / Page	2017 / 3261
Instrument Date	Sep 1, 2017
Instrument	2017DR3261
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	LAFAYETTE COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HILL ST, NAPOLEON, MO 64074
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00	$64,657 (+25.86%)	$340,300 (+25.85%) Land $49,840 Building $290,460
2023		$51,374	$270,392 Land $52,332 Building $218,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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