55644 Forest Beach Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 55644 Forest Beach Rd, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 936 sqft · built 2012
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$549,900 (Sep 2023)
Tax Bill$2,734 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN14-130-144-006-00

Property Details

APN / Parcel Number

Primary APN14-130-144-006-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area936 sqft Building Perimeter
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Lot Area18,295 sqft (0.42 acres)
Garage Area1,024 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address55644 FOREST BEACH RD
CityDOWAGIAC
StateMI
Zip49047-9320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. 863 5S-16W LOTS 6, 7, 8 & 9 BLK 4 FOREST BEACH, INDIAN LAKE.
Legal SubdivisionFOREST BEACH
Legal Block4
Legal Lot Number6,9
JurisdictionCASS MI
Township / Civil DivisionSILVER CREEK
Census Block Group2
Census Block2038
Census Tract1901

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address55644 FOREST BEACH RD, DOWAGIAC, MI 49047-9320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Warranty Deed, Transfer · Conventional Mortgage
PROPER RATE LLC
Oct 22, 2019Warranty Deed, Transfer · Line of Credit
UNITED FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleOct 22, 2019 · Amount on Record
Deed Document Number2023206057
Deed Book / Page1236 / 2293
Prior Transfer DateOct 14, 2019
Prior Transfer Doc01162/1135
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateSep 6, 2023
Property Address55644 FOREST BEACH RD, DOWAGIAC, MI 49047-9320
Document Number01236/2293
Book / Page1236 / 2293
Map ReferenceLB 1 PG 92
Instrument DateAug 24, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55644 FOREST BEACH RD, DOWAGIAC, MI 49047-9320

Mortgage

Document Number0012362294
DateSep 6, 2023
Instrument1236-2294
Lender
NamePROPER RATE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateOct 22, 2019
Property Address55644 FOREST BEACH RD, DOWAGIAC, MI 49047-9320
Document Number01162/1135
Book / Page1162 / 1135
Map ReferenceLB 1 PG 92
Instrument DateOct 14, 2019
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,634.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address55644 FOREST BEACH RD, 55644, DOWAGIAC, MI 49047-9320

Transferred To (Grantee/Buyer)

NameVerified Name
Address55644 FOREST BEACH RD, DOWAGIAC, MI 49047-9320

Mortgage

Document Number0001162887
DateOct 22, 2019
Instrument1162/887
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
County SubdivisionSilver Creek Township
Unified School DistrictEau Claire Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,600 (+10.17%) Land $150,600$301,200 (+10.17%) Land $301,200
2025$2,734.00 (+13.16%) Homeowner's exemption$136,700 (+11.59%) Land $136,700$273,400 (+11.59%) Land $273,400
2024$2,416.00 (-32.31%)
2023$122,500$245,000
2022$3,569.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Midwest Energy & Communications, Supernet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Forest Beach Rd

Nearby Streets

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